Super Visa Insurance is a fundamental requirement in every Canadian Super Visa application. However, how do you know if the policies that the insurance companies offer comply with Citizenship and Immigration Canada’s (CIC) regulations? Now that’s a question worth discussing. Before you buy medical insurance for Canada, it is essential to look for four important characteristics in the policy that you’re looking at. Let’s enumerate them one by one.
One Year Validity
Your Super Visa medical insurance should be valid for one year starting on the first day that your parents or grandparents step foot on Canadian soil. This is to ensure that they will have sufficient coverage for time that they will stay in Canada.
Shields from medical expenses and repatriation
The policy should be applicable not only to basic healthcare (e.g. colds and the regular flu), but also to hospitalization (e.g. should you need to be confined) and repatriation (i.e. if you will need to go back to your home country due to certain unavoidable circumstances).
$100,000 coverage or more
Your super visa policy should also cover at least $100,000 to make sure that they will be able to get the best quality healthcare that they deserve. While Canadians are famed for their free universal healthcare, the fact of the matter is that non-Canadians are not covered with provincial subsidies. That is why a sufficiently-funded medical insurance policy is imperative for visiting relatives.
Validity for every entry
Lastly, your insurance policy should also be valid every time you enter and stay in Canada. That’s why it’s necessary weigh the cost of the insurance premium versus the frequency and length of your visits. This way, you can find the best deal out there.
Of course, the insurance company should also provide you with a document that can be verified by a port officer. This is to ensure that Canadian Immigration Authorities will be able to ascertain all the four previously-mentioned conditions so that your visitors can avoid instances of refusal of entry.
Arbetov Insurance can help you find the best value for your money. In particular, Arbetov studies every insurance provider and looks for the ones that can provide the best coverage at the lowest cost.
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