IEC/Working Holiday Travel Insurance

We offer IEC travel insurance for all IEC and Working Holiday program participants,
who are visiting Canada to work and travel for up to 2 years!
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IEC/Working Holiday Travel Insurance:
International Experience Canada (IEC / Work Visa Canada / Working Holiday) program is an incredible opportunity to travel and work for young adults from certain countries, who are between 18 and 35.

If you are an IEC participant, you have a unique chance to explore this beautiful country, its nature, its culture and its people, who have come here from all over the world!

What is IEC / Working Holiday Travel Insurance?

You may already know that IEC / Working Holiday Visa Travel Insurance is an essential requirement to visit Canada under the International Experience Canada Program.

That is why, the Canadian IEC travel insurance or, as it is commonly labeled, Visitors to Canada Insurance, was designed to cover the costs for an immediate medical assistance including hospital accommodation, emergency health care as well as repatriation among other benefits, while you are away from home.

What are IEC / Working Holiday Travel Insurance Requirements?

International Experience Canada program requires its participants to have a proof of IEC / Working Holiday Travel Insurance in order to ensure their financial safety from unforeseen medical emergencies that may happen during the trip.

IEC / Working Holiday travel insurance MUST:

– Be valid for the whole duration of your intended stay
– Cover medical care, hospitalization and repatriation
– Be valid for each entry to Canada
– Be available for review by a POE officer at the Canadian border

Important Notice: You may be denied entry to Canada or limited with regards to the duration of allowed stay, if you do not have a proper IEC travel insurance coverage as you are required to have one in order to get a Canadian work visa at the border. Not having IEC work visa insurance is not a way to save money.
IEC / Working Holiday Travel Insurance: 2 Year Coverage

International Experience Canada participants have a wonderful opportunity to enjoy staying in Canada for up 2 years without renewing the status.

Insurance coverage for the 2-year Canadian IEC Work Visa consists of 2 policies for 365 days of consecutive coverage each, which gives you a greater flexibility with your insurance in case your travel plans change!

Find out more about 2 years insurance package using the button below as well as take advantage of our IEC / Working Holiday Insurance Calculator to browse your options and get a free quote today!

Why should you choose to protect your money against the cost of medical emergency treatment with a Canadian IEC travel insurance plan? Because it much more convenient, faster and could even be cheaper than its foreign analogues.

Convenience: It is easier to make a claim and receive your money back when you are covered with a Canadian insurance provider.
Sports Coverage: There is no need to buy any additional coverage as recreational sports coverage is already insured.
Direct Billing: Canadian Insurance providers deal directly with a facility you have received medical assistance at.
Locally Based Companies: With a Canadian insurance policy, you don’t have to deal with providers overseas at all.

How to Calculate IEC Insurance
Cost and Apply?
Looking for an affordable IEC/Working Holiday insurance? Just following the steps below and use our free online IEC & Working Visa Canada health insurance calculator to get a list of all available options from Canadian insurance companies we work with right away!
Get a Quote
Use our free online IEC / Working Visa health insurance Canada calculator to see the list of available options. Once you enter your age, coverage amount, duration of your policy as well as indicate whether or not you have any pre-existing medical condition(s), click on Get Quote. Please note that Deductible/Excess is the amount of money that you pay out-of-pocket before the insurance company covers the rest, in case of a claim.
Select a Plan
Choose a suitable IEC insurance plan from the list provided and click on the “Plan Details” button on the right-hand side. You will be re-directed to the insurance plan’s page on our website, where you can review the insurance coverage offered including detailed plan description as well as policy highlights and summary of covered services.
Review Your Coverage
On that page, you will see details regarding the IEC travel insurance plan of your choice. Please note that the plan details that are presented on that page are only a summary. Therefore, you should refer to the official Policy Wording of a particular insurance plan of interest which can be found on the same page. In order to proceed with purchasing your insurance for your Working Visa in Canada, just click on the “Buy Insurance” or “Buy Online” button.
The final step is to fill out an application form and make the payment using a credit card. If you wish to purchase your coverage online, you can click on Buy Insurance or Buy Now button next to your quote to proceed. In case you’d like our Insurance Advisors to assist you with setting up your coverage, specifically 2-year policies, feel free to contact us! Once your payment is processed by the insurance provider, a confirmation letter for your IEC/Working Holiday travel insurance will be sent by email right away!
What does IEC/Working Holiday Insurance cover?
Each IEC / Working Holiday travel insurance plan has its unique features. However, we have come up with a summary of health benefits that are provided by all plans we offer!

Please note that IEC Travel insurance ONLY provides medical emergency coverage for unexpected sicknesses and accidental injuries excluding routine medical care.
Summary of IEC Travel Insurance Benefits:
– Emergency Medical Care
– Hospitalization
– Repatriation
– Ground and Air Ambulance
– Emergency Dental Repair
– Dental Pain Relief
– Non-competitive Sports Injuries
– Prescription Medications
– Laboratory Diagnostics
– Services of a Medical Specialist i.e. chiropractor, osteopath, etc.
– Services of a Registered Nurse
– Rental or Purchase of Medical Appliances

Side-trips to other countries are also covered with your IEC / Work Visa insurance as long as you remain in Canada for the majority of your policy period.

For a detailed coverage description please read the Policy Wording of the insurance plan you select.

International Experience Canada (IEC): Program Overview
International Experience Canada (IEC) program was exclusively designed for young adults, who want to explore a foreign country while gaining international working experience for a period of up to 2 years.

IEC visa holders have a great choice of program options in and out of Canada that vary depending on the country of the participant’s citizenship.

IEC Application: Available Programs

-Working Holiday:

Working Holiday program grants you a great opportunity to earn some money and cover your personal expenses for your trip, accommodation as well as other costs, while you are staying in Canada.

-Young Professionals:

With a Young Professionals visa, you can expand your career opportunities by gaining a professional working experience that is internationally recognized as well as enjoy living in one of the most culturally diverse country in the world.

-International Co-op Internship:

As a post-secondary institution student, an International Co-op Internship will be a great addition to your CV as well as a unique opportunity to gain a real work experience related to your field of study.

Participating Countries and Regions
Country Working
Australia Yes Yes Yes
Austria Yes Yes Yes
Belgium Yes No No
Chile Yes Yes Yes
Costa Rica Yes Yes Yes
Croatia Yes Yes Yes
Czech Republic Yes Yes Yes
Denmark Yes No No
Estonia Yes Yes Yes
France Yes Yes Yes
Germany Yes Yes Yes
Greece Yes Yes Yes
Hong Kong Yes No No
Ireland Yes Yes Yes
Italy Yes No No
Japan Yes No No
Korea, Rep. Yes No No
Latvia Yes Yes Yes
Lithuania Yes Yes Yes
Luxembourg Yes Yes Yes
Mexico Yes Yes Yes
Netherlands Yes Yes No
New Zealand Yes No No
Norway Yes Yes Yes
Poland Yes Yes Yes
Portugal Yes Yes Yes
San Marino Yes Yes Yes
Slovakia Yes Yes Yes
Slovenia Yes Yes Yes
Spain Yes Yes Yes
Sweden Yes Yes Yes
Switzerland No Yes Yes
Taiwan Yes Yes Yes
Ukraine Yes Yes Yes
United Kingdom Yes No No

For a complete set of details on how to apply for IEC Work Visa Canada, please visit the official IEC website – International Experience Canada

IEC Application: How to Apply

Once you have confirmed your eligibility and selected an IEC program stream you like, you may get started with the application process.

Please, note that IEC: Working Holiday / Young Professionals / International Co-op Internship applicants are required to have a proof of adequate IEC travel insurance for the whole duration of intended stay in Canada of up to 2 years.

In order to apply for an International Experience Canada (IEC) program you will need to perform the following steps:

-IEC Profile Submission: Step 1

To begin with you will need to go through a relatively short set of questions to determine your eligibility and receive a personal reference code by finishing itCome to Canada Wizard.

As an eligible applicant, you will then need create an online IEC account and use your code you received after completing a questionnaireIEC Profile.

> Select “Apply to Come to Canada”, fill out the form and submit your IEC profile online.

In case your IEC application is approved, you will receive an Invitation to Apply. You will now have 10 days to start your application for a Work Permit.

-Work Permit Application: Step 2

Once you’ve started working on your Work Permit application (within 10 days of approval), you have 20 days to finish and submit it. At this point you will also need to pay appropriate fees.

Important Notice: Young Professionals and an International Co-op Internships applicants have to contact their employer in Canada for them to pay $230 fee usingEmployer Portal

When the fee is paid, your employer will contact you to provide an employment number for your Work Permit application.

You may also need to submit aPolice Certificate along with a medical exam certificate or at least a proof you have applied to go through such an exam as well as your request of police certificate.

Lastly, you will be required to pay the appropriate fees including:

– $150 CAD participation fee
– $100 CAD Open Work Permit fee for IEC program
– $85 fee for biometrics.


Please note that in case biometrical data is required, you will be sent an instructional message via your account with IRCC you created previously. You will have 30 days following the date biometrics request was sent to you to complete the procedure and submit it at a Visa Application Center.

You can learn more about biometrical data here – Biometrics

-IEC Work Permit Assessment: Step 3

The assessment of your work permit may take up to 56 days according to IRCC. At this stage, additional documents could be requested from you.

Important: once your IEC permit’s assessment has begun, you will only be able to cancel your application and get a refund before it is finished. Refund can be only obtained for the following fees: Participation fee, employer compliance fee as well as open work permit holder fee.

Lastly, once your work permit application is assessed a Port of Entry Letter will be available in your account. Don’t forget to print it and bring with you to the border when travelling to Canada.

You can find this information on IRCC’s official website by using the following link – IEC Application Guide
IEC Application: What are the Next Steps?

Once you have completed and submitted your IEC and Work Permit applications, there are still a couple of things to keep in mind.

> Check IEC applications Processing Times.

Note that it is strongly recommended wait for the POE Letter of Introduction, before you:

– Purchase your IEC travel insurance policy.
– Purchase a plane ticket to Canada.
– Book/rent a place to live in Canada.
– Make time arrangements with an employer in Canada.

IEC Application: Arrival in Canada

Upon your arrival in Canada as an International Experience Canada (IEC) participant, you are expected to provide a proof of sufficient funds and IEC health insurance that has to be valid for the entire trip to a CBSA Officer at the border.

If you fail to show a proof of an adequate IEC health insurance coverage, you may be refused entry to Canada. Moreover, in case you are travelling to Canada with CAD 10,000 or more, you must inform the CBSA Officer as it is required by law.

Once you show the required documents to a POE Officer and your entry is approved, your IEC visa will be stamped to your passport and you can get started discovering Canada right away!

View the official list of International Experience Canada questions – IEC FAQ

Frequently Asked Questions
Still not sure what to do? Here is a list of our FAQ’s. To view the answer just click on the appropriate question box!


Q: Who needs IEC / Working Holiday travel medical insurance?
A: Young people between the ages of 18 and 35 who have applied for the IEC / Working Holiday program have to purchase travel emergency insurance before coming to Canada, as a POE officer may request proof of your medical coverage.

If you are uninsured, you may be denied entry to Canada until you purchase an International Experience Canada travel insurance policy. Moreover, if you decide to skip out on purchasing appropriate coverage, you are potentially exposing yourself to a great risk as medical costs in Canada can easily run up to several thousands of dollars just for a single day in the hospital.

Q: Does Canadian medical insurance satisfy the requirements for International Experience Canada program?
A: Yes. Each IEC / Working Holiday insurance plan we offer provides the required coverage for hospitalization, medical care and repatriation as well as much more!
Q: Is it better to purchase IEC / Working Holiday medical coverage from a Canadian insurance company?
A: Absolutely! With a health insurance policy from a Canadian provider it is much easier to file a claim, receive comprehensive sports coverage, as well as have direct billing.

With this you do not have to pay for medical assistance yourself and get reimbursed later; rather, there are local branches of the company where you can meet a representative.

Q: Do IEC / Working Holiday participants have the right to obtain government health insurance?
A: No, that is why it is very important that IEC visitors purchase appropriate travel insurance for the duration of their stay in Canada.

Moreover, IEC / Working Holiday participants who are about to get their Canadian Work Visa, are not covered by government health insurance plans. This is why, it is a key requirement to purchase travel insurance for a Working Visa in Canada for the whole duration of your stay in Canada.

However, IEC / Working Holiday participants can become eligible for provincial healthcare if he/she is employed. Please note that eligibility requirements vary depending on the Health Ministry within the Canadian province or territory of your temporary stay.

Q: Are Sports injuries covered by these insurance policies?
A: Yes, all Canada Working Holiday Visa medical insurance plans that we offer cover recreational sports injuries including winter ones such as ski and snowboard, etc. as long as it is not competitive.

Please note that high-risk recreational activities such as bungee jumping, rock climbing, etc. are not covered. For more details, please contact our insurance advisors.

Q: Does my IEC / Working Holiday medical insurance cover trips outside Canada?
A: Yes, you will be covered by this policy anywhere around the globe as long as you are not in your permanent residence country.

In order to maintain this benefit, you must remain in Canada a certain amount of your coverage period per policy, which depends on the insurance policy of your choice.

Q: Should I provide my home country address for an IEC insurance policy or my Canadian address?
A: When shopping for health insurance for Working Holiday Visa Canada, you should include a Canadian street address in the application. If you do not have one, you may enter the address of a hostel or a friend/family member you are going to stay with.

In case you have not yet decided where to stay, just contact one of our insurance advisors and we will work something out.

Q: As an IEC participant, do I have to purchase an insurance policy for the whole duration of my stay even if it is 2 years?
A: Yes, it is a requirement to be covered for the whole duration of your intended stay in Canada.

If you were unable to find what you were looking for, please take a look at our General FAQ for more information, or talk to our advisors and we will be happy to assist you!

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22:07 17 Dec 23
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18:34 21 Nov 23
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20:41 19 Jun 23
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21:19 23 Mar 21
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