Medical Insurance for Returning Canadians
In order to calculate a personal insurance quote, simply select the number of applicants, their age(s) and indicate whether or not they have any pre-existing
medical conditions. To finalize your results, click on Calculate Quote after you choose desired policy duration and a coverage limit!
Pre-existing medical condition:
However, don’t let this feeling of excitement allow you to forget about your personal safety, as your Provincial Health Insurance may have been put on hold while you were away. It is especially the case with residents returning to SK, YT, QC, ON or BC, where there is a 2-3 months waiting period before your government health coverage is reactivated.
If you are a Citizen or a Permanent Resident of Canada and your provincial medical care plan has been deactivated due to your absence, you can protect yourself from the costs of any urgent health care needs with a Medical Emergency Insurance plan.
If you are returning to live in BC, YT, ON, QC or SK your provincial health insurance plan may take about 2-3 months to begin once you arrive and re-establish your residence.
Such coverage is active while you are in Canada or taking a short side-trip to other countries across the world (excluding the country of your previous residence) aslong stay within Canada is longer than the duration of a side-trip.
Thus, you may secure your money, and if there happens to be a medical emergency, avoid paying unnecessary expenses by purchasing private health insurance for Returning Canadians, while your provincial health insurance is being re-activated.