Travel Insurance for Canadians
YOU HAVE SELECTED
Plan: Medical Emergency
Plan type: Single Trip
Where are you going to travel?: Worldwide
Travelling through USA ? : No
Days will you spend in USA:
Period: 2020-10-05 - 2020-10-15Days: 1
Don’t worry, you can purchase Travel Insurance for Canadians, if you are taking a trip outside your province of residence.
Canadian Travel Insurance will take care of the cost of immediate medical attention you may require during your trip since your government health insurance plan will not be as useful outside your province of residence, in case you have an urgent health issue.
If you are planning on going out of your province or abroad, travel health insurance for Canadians will provide you with a simple and affordable way to protect yourself from the costs of medical emergencies that may happen during the trip.
In order to be eligible for Travel Insurance, you MUST:
– Be a Canadian Resident
– Be currently enrolled in a provincial health insurance plan
– Meet other specific conditions set by a particular Canadian Insurance company
Cost and Apply?
It only takes 5 minutes to buy insurance so you can carry on with your trip with confidence!
Once the payment is processed, you will receive your travel insurance by email in no time.
Once you are re-directed to the chosen insurance company’s web-portal, you can start filling out your application form.
When you select the type of coverage as well as optional addon-ons, you can proceed to fill out the application form with some basic personal information.
Once your provide your payment information and proceed to finalize, your travel insurance policy confirmation will be emailed to you right away!
– Medical Emergency Treatment
– Services of a Physician
– Hospital Confinement
– Ambulance Transportation
– Prescription Drugs
– Dental Repair / Dental Pain Relief
– Accidental Death & Dismemberment
– Evacuation / Repatriation
– Bedside Companion / Family Member Transportation
– Paramedical Services of Chiropractor, Osteopath, etc.
This includes special features such as:
– Identity Fraud Recovery
– Pet Return
– Trip Break Benefit (Return home without terminating your coverage)
– Return and Escort of Children / Child Care
– Eyeglasses Replacement
– Return of Baggage and Personal Belongings
For a detailed coverage description please read the Policy Wording for your chosen insurance plan, which can be downloaded using the button in our Travel Insurance Calculator.
You may also purchase non-medical travel emergency insurance without health coverage, if you think that you do not need additional protection for your finances.
Here is the summary of optional non-medical emergency benefits:
– All Inclusive Travel Packages: Worldwide /USA/Canada
– Trip Cancellation & Trip interruption
– Enhanced Accidental Death & Dismemberment
– Damage/ Loss / Delay of Baggage
– Cruise Travel Packages
– Protection of a Rental Vehicle
– Documents Replacement
– Flight or Travel Accidents
Important Notice: Not all of the Canadian insurance providers offer additional non-medical coverage. Please contact our insurance advisors if you are not sure which travel insurance plan is right for you.
More specifically, your provincial insurance coverage will not cover the majority of possible costs associated with emergency health care while you are out of province. Hence, you will be responsible for payment in case you require immediate medical help.
In addition, please note that you may be specifically required to provide a proof of coverage when you apply for a certain type of visa when you travel outside of Canada.
Also, you can purchase a bundled policy that includes 2 out of 3 types of coverage or even an All-Inclusive Plan to give yourself a greater peace of mind.
Most commonly, Annual Plan covers 5, 10, 15, 30 and 60 days per trip. Please note that the number of covered days will vary depending on the insurance provider. You can contact our Insurance Advisors for more information.
Specifically, credit card insurance on average provides lower benefit limits as well as a restricts the duration of your covered travel time to a certain number of days.
The best way to determine whether your credit card insurance is comprehensive enough to provide sufficient coverage during your trip is to thoroughly review it with your insurance provider.
Please note that refund policies would be a little different depending on the insurance provider. In most cases, you can only cancel your policy prior to the Effective date of your insurance or prior to departure from Canada to begin your trip.
Provincial insurance plan will not cover all of the costs associated with medically required services while you are away. That is why, you should get a proper travel insurance policy to cover possible medical emergency expenses where your provincial coverage will not suffice.
If you didn’t find what you were looking for, please use our General FAQ for more information, or speak with our advisors and we will be happy to assist you!