Insurance for International Students in Canada
That is why you should get a comprehensive insurance policy in order to secure your health and financial well-being from the possible medical emergency treatment costs while you can focus on pursuing your education!
However, by getting Canadian medical insurance for International Students, you won’t need to cover the costs for health emergency treatment out of pocket while you study!
Such coverage will take care of the expenses associated with an immediate treatment such as hospitalization, surgery, physician services, etc. that results from an unforeseen event of medical emergency you might encounter while you are in Canada or on a side-trip to another country.
Since you are new in Canada, you will surely dedicate lots of time focusing on your studies and settling in. Yet, it is a perfect moment to ensure your financial stability with an International Students health insurance coverage, while you are pursuing your degree.
International Students medical insurance is ideal for you, if:
– You are a full-time student at an accredited Canadian school, college, university, etc.
– You are not eligible for any Provincial Insurance Plan
– You have just graduated and plan to stay in Canada gaining work experience related to your studies
So, unless you qualify for a provincial medical coverage in Canada, it will be a smart choice to make opting for a private travel health insurance plan for International Students, while you study in Canada.
The best International Students health insurance:
– Designed specifically for international students
– Covers hospitalization, emergency medical care and repatriation
– Is purchased from a certified Canadian insurance provider
That is why, several trusted Canadian insurance companies we work with have come up with a travel health insurance plan that is specifically tailored to suit your healthcare needs as an International Student visiting Canada to study what you love.
Cost and Apply?
After that just click “Calculate” to see the list of available options along with your personal quotes.
– Pregnancy / Maternity Benefits
– Emergency Medical Treatment
– Physician and Surgeon Services
– Paramedical Services
– Ambulance Transportation
– Rental of Medical Appliances
– Prescription Drugs
– Emergency Evacuation / Repatriation
– Dental Pain Relief / Emergency Dental Repair
– Up to $2,000,000 worth of coverage for emergency medical care and hospitalization.
– Up to $5,000 in tuition reimbursement if you cannot complete your program due to an illness.
– Annual Physical Check Ups.
– Coverage for eligible spouse and dependent children.
– Eye Examinations and Vaccinations.
– Trauma Counselling
– Wisdom Teeth Removal
– Psychiatric / Psychological Care
– Enhanced Pregnancy Coverage up to $10,000.
– Coverage for Tutorial Services.
In order to determine what a certain insurance policy offer please read the Policy Wording that you can view by clicking on Plan Details button in the calculator above or contact our Insurance Advisors.
There is plenty of opportunities for International Students in Canada ranging from English as a Second Language (ESL) programs to an undergraduate/post-graduate career in an accredited College or University across Canada.
It has never been an easy decision to move away from your home and spend several years studying in a foreign country. However, what could be more exciting then exploring the world and meeting new people, while you are young and full of life!
Once you have made your choice to discover available opportunities as an International Student in Canada, you will need to consider several things.
> Which city to live in?
> Which school to attend?
> How to get a Study Permit?
> Would you be working in Canada during or after your studies?
> What are other required documents?
In order to find out more information regarding a preparation to become an International Student in Canada, please visit the International Student’s section on the official IRCC website –Citizenship and Immigration Canada.
Determining your eligibility in order to travel to Canada as International Student is the next important step after you have started to gather more information on the topic.
As an International Student visiting Canada you MUST:
– Provide a Letter of Acceptance from aDesignated Learning Institution in Canada.
– Present a proof of sufficient funds to cover the expenses for living in Canada, tuition fees and transportation to your country of permanent residence.
– Have no criminal record and be allowed to enter Canada.
– Be in good health and complete aMedical Examination.
– Leave Canada by the end of your allowed stay.
Click to learn more –Eligibility Requirements for International Students
Note that depending on your country of citizenship, you may be required to obtain a Temporary Resident Visa (TRV) to enter Canada in addition to a Study Permit.
Find out if you need to apply for a TRV –List of Designated Countries
After you have submitted your application for Study Permit, you may be wondering what are the next steps on your way to come to Canada as an International Student.
Check how long the application review will take –Processing Times
Once a decision has been reached on your Study Permit application, there will be 2 options:
If your application is approved, IRCC will send you a Letter of Introduction, which you must show to a POE Officer at the Canadian border to receive your actual Study Permit.
If your application is not approved, you will be receiving a Letter of Refusal with a a reason why your application has not been approved, so you can re-apply later again providing all needed documentation and following the official guidelines to minimize the risk of future refusal.
Reasons for Study Permit Refusal:
– Insufficient funds
– Failure to pass medical exam
– Failure to convince the Visa Officer that your primary goal in Canada is to study
– Failure to convince the Visa Officer that you will leave Canada by the end of authorized stay
Necessary Documents for International Students in Canada:
– Valid Passport or Travel Document
– Letter of Introduction issued by the Visa Office
– Valid Temporary Resident Visa (TRV), if it is required
– Copy of Letter of Acceptance from a Designated Learning Institution in Canada
– Proof of sufficient funds
– References to any other documents that were advised by the Visa Office
Important Notice: If you are carrying CAD 10,000 or more with you, you have to notify the CBSA Officer and declare the amount of money in writing. Failure to comply is considered a law violation.
The last thing is a health insurance plan for International Students coming to Canada as neither the Government of Canada nor the learning institution you are accepted into are responsible for the medical treatment expenses incurred while your stay in Canada.
Therefore, it is your responsibility to examine your health insurance options for International Students in Canada and protect your finances against the high costs of medical services.
In order to make the purchase, all you need to do is to calculate a personal quote and fill out an application form. Our Insurance Advsiors will get in touch with you once we hear from you.
You should also check a Policy Wording of each plan you are thinking of purchasing in order to make sure that it cover what you need.
However, the best practices state that such student health insurance has to cover the essentials such as hospitalization, repatriation as well as emergency medical care.
Such dental insurance coverage will take care of the costs for emergency dental repair, wisdom teeth removal as well as dental pain relief up to the limit set by a particular insurance plan.
If you were unable to find what you were looking for, please take a look at our General FAQ for more information, or talk to our advisors and we will be happy to assist you!