Super Visa Insurance Canada
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Super Visa Insurance - Quotes Calculator
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However, international travelers and visitors are not eligible for the government health coverage when they arrive in Canada.
As such, travel insurance for Super Visa was specifically designed to cover healthcare expenses of treating medical emergencies including a sudden sickness or an accidental injury for non-Canadian residents visiting their family in Canada.
Below is an overview of how such travel insurance works, what the official requirements are as well as other important details surrounding this topic. Feel free to speak with our website advisors if you have any questions!
Specifically, your insurer will pay for the required medical assistance when there is an urgent concern for one’s health i.e. a body or dental injury, hospital admission, surgery as well as physician’s services including prescription drugs and diagnostics among other benefits.
– Be valid for at least 1 year from the date of entry to Canada
– Cover emergency healthcare, hospitalization and repatriation
– Provide a minimum coverage of $100,000 CAD per person
– Be valid for each entry to Canada and available for review
– Be issued by a private Canadian insurance company (or an OSFI-authorized one)
With such coverage, if there a medical emergency related to a pre-existing condition that has been stable for a certain period of time, insured person’s treatment will be covered under the policy.
Please note that Pre-Existing Conditions coverage maybe optional and you will need to select the appropriate option to get personalized quotes above.
You will need enter basic personal information for each applicant before proceeding to payment. Once the payment is processed, your policy will be sent by email right away.
Depending on the policy, certain features such as insured services, benefit limits as well as applicable conditions may be different.
However, we have done our best to create a comprehensive summary of health benefits that are provided by the Super Visa medical emergency insurance Canada.
– Visits to Physician
– Surgeries
– Ambulance Services
– Emergency Air Transportation
– Emergency Dental Repair and Pain Relief
– Prescription Medications
– Diagnostics and X-rays
– Repatriation (Emergency Home Return)
– Accidental Death and Dismemberment
– Follow up Treatment
– Nursing Care
– Rental or Purchase of Medical Appliances
For a detailed coverage description please read the Policy Wording of the plan of your choice.
The Parent and Grandparent Super Visa allows eligible parents and grandparents of Canadian citizens and permanent residents to make multiple visits to Canada for extended periods.
A Super Visa can be valid for up to 10 years, and applicants who applied on or after June 22, 2023 may be authorized to stay in Canada for up to 5 years at a time. This makes the Super Visa different from a regular visitor visa, which is generally intended for shorter stays.
To qualify, applicants must meet IRCC eligibility requirements, including having the required private health insurance, completing an immigration medical examination and receiving financial support from an eligible child or grandchild in Canada.
Processing times vary depending on the applicant’s country and individual circumstances.
Current processing estimates can be checked directly through the IRCC website.
In order to apply for Super Visa, you MUST:
- Be the parent or grandparent of a Canadian citizen, permanent resident or registered Indian.
- Have a host who is at least 18 years old, lives in Canada and meets the minimum necessary income requirement.
- Provide a signed Letter of Invitation from your child or grandchild in Canada.
- Provide proof of your relationship to your host and proof of your host’s status in Canada.
- Have qualifying Super Visa health insurance valid for at least one year from your date of entry to Canada, with a minimum of $100,000 in emergency medical coverage.
- Ensure the insurance covers health care, hospitalization and repatriation and is issued by a Canadian insurer or an eligible foreign insurer that meets IRCC requirements.
- Complete an immigration medical examination with an approved panel physician.
- Meet any other immigration and admissibility requirements that apply to your application.
Super Visa Income Requirements
Your host must demonstrate that they meet the minimum income requirement for their family size.
Under rules effective March 31, 2026, the income requirement may be satisfied using qualifying income from either of the two preceding tax years. In certain circumstances, the income of the parent or grandparent applying for the Super Visa may also be added to the host’s income.
Income thresholds and documentation requirements can change, so applicants should review the current requirements directly on the IRCC website before applying.
To determine your eligibility, please review the official definitions on IRCC website –Eligibility Requirements
– Biometrics and Additional Documents:
If biometrics are required, IRCC will send you a Biometrics Instruction Letter with information on how and where to provide your fingerprints and photo. Completing this step promptly can help avoid unnecessary processing delays.
During the review, IRCC may also request additional documents, an interview, a police certificate or further information related to your application. Super Visa applicants must also have a valid immigration medical examination.
– Super Visa Application Decision:
If your application is approved and you require a visa, IRCC will provide instructions for submitting your passport to a Visa Application Centre so the Super Visa can be placed in your passport.
Visa-exempt applicants follow a different process and may instead receive instructions regarding an electronic travel authorization (eTA) and a letter to present when travelling to Canada.
If the application is refused, IRCC will provide an explanation of the decision. Depending on the terms of your insurance policy, a Super Visa refusal may also make you eligible for a refund of the insurance premium.
– Before Travelling to Canada:
Before departure, make sure your passport, Super Visa or other required travel authorization, and proof of paid Super Visa health insurance are readily available. A border services officer may ask to review your insurance when you enter Canada.
Your insurance must remain valid while you are staying in Canada under the Super Visa program. If your travel dates change before departure, check with your insurer or insurance broker to make sure the policy effective date still corresponds with your planned arrival.
Final admission and the authorized length of stay are determined by the Canada Border Services Agency when you enter Canada.
You will see the whole list of available options that are sorted according to the information you have provided. If you are looking for the cheapest health plan acceptable for Super Visa program, you will be more than happy to see what we have to offer.
You can review the insurance requirements for Super Visa under the “Overview” section of this page.
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