Travel Health Insurance for Canadian Students
You may already know that your Government Health Coverage does not fully cover the costs for your possible medical needs outside of your home-province.
That is why, opting for a Travel Health Insurance for Canadian Students will be a smart choice to make when you will live away from home.
Such health insurance works as an addition to your Provincial Health Insurance Plan covering up to $2,000,000 for medical emergency treatment during the period of your studies.
Health insurance for travelling Canadian Students is ONLY available for you, if:
– You are a Canadian Citizen or Permanent Resident
– You are 40 years old or younger
– You are currently covered under your Provincial Healthcare Plan
– You are going to study full time in a recognized learning institution abroad or another province/territory in Canada.
– You meet other conditions set by an insurance plan of interest.
Important Notice: Be advised that eligibility requirements may vary depending on the health insurance plan for Canadian Students travelling to study abroad or in other province in Canada. Please, read Policy Wording for an insurance plan of your choice or contact our Insurance Advisors, if you have any questions.
– Hospital Accommodation
– Emergency Medical Treatment
– Services of a Physician / Surgeon
– Emergency Repatriation
– Ambulance Services
– Nursing Care
– Medical Appliances
– Prescription Medication
– Dental Repair / Pain Relief
– Medical emergency insurance coverage up to $2,000,000.
– Up to $5,000 for Tuition Reimbursement, if you are not able to finish your studies due to a sickness.
– Physical and Vision Examination once a year.
– Insurance coverage for dependents.
– Vaccinations and Pregnancy Coverage.
– Financial aid for Tutorial Services.
– Family coverage for spouse and dependents
To see what a certain insurance plan offers please read the Policy Wording that you can view by clicking on Plan Details button in the calculator above. Alternatively, you can contact our Insurance Advisors.
Most importantly, as a Canadian national your government insurance plan will only cover the full spectrum of eligible medical services when you are physically present in your province of residence. When you travel to another province or outside of Canada, your provincial insurance coverage does not travel with you. As a result, it will be your responsibility to take care of the majority of possible medical care costs.
– Ambulance transportation
– Physician’s services
– Emergency Return Home
– Prescription Medications
While these benefits should be a part of every single plan designed for people travelling out of Canada, it never hurts to make sure that you are getting the coverage you need before you make a purchase. In order to compare different plans or if you are looking for a more detailed information regarding your insurance options please get in touch with our Insurance Advisors!
The number of covered trip days with your credit card insurance is limited. Usually, such coverage duration ranges from just a few days to a few weeks, but rarely it covers any stay abroad that lasts months.
Therefore, by getting a specialized insurance product that is designed for a long-term stay abroad, you will give yourself a peace of mind knowing that you won’t unexpectedly run out of coverage.
However, Student Insurance does not cover any continuous or elective medical treatment as well as non-medical emergencies including lost or damage baggage, vehicle return and so on. In order to see what exactly is covered by a plan of your interest, please refer to its Policy Wording or contact our Insurance Advisors for details.
The best time to buy yourself an insurance plan is once you get your travel plans set such as when you get your airplane tickets as well as confirmation of enrollment letter.
If you need any assistance with purchasing a policy, please speak with our Insurance Advisors.
If you were unable to find what you were looking for, please take a look at our General FAQ for more information, or talk to our advisors and we will be happy to assist you!