Visitors to Canada | Medical Insurance Coverage
Coverage is suitable for tourists, New Immigrants, Returning Canadians, IEC Visa and Work Permit Holders
without provincial insurance.
In order to calculate a personal insurance quote, simply select the number of applicants, their age(s) and indicate whether or not they have any pre-existing
medical conditions. To finalize your results, click on Calculate Quote after you choose desired policy duration and a coverage limit!
Pre-existing medical condition:
Medical emergency coverage is essential for everyone planning to travel to Canada if you are not entitled to receive provincial insurance coverage upon landing.
- – New Immigrants
- – Foreign Workers & Work Permit Holders
- – IEC/Working Holiday Participants
- – Returning Canadians
- – Tourists & Visitors
If you are a Returning Canadian resident, New Immigrant or a Work Permit Holder destined to the provinces of British Columbia, Ontario, Quebec and Yukon, you are encouraged to get a private health insurance plan in order to avoid the risks of unnecessary medical care expenses during the 3-month provincial coverage waiting period.
As a tourist or other type of visitor to Canada, you should get Visitors to Canada insurance coverage in order to protect your financial well-being from the costs of medical emergency treatment, should the need arise during your stay in Canada.
Moreover, IEC/Working Holiday program participants are required to have a proper health insurance policy that covers emergency medical care, hospitalization services as well as repatriation for the entire duration of stay in Canada. Such insurance is one of the official IEC program requirements and Canadian border officers may ask to see a proof of insurance upon your arrival in Canada.
If you are already in Canada and wish to get covered, do not hesitate to contact us for further information, so our Insurance Advisors can find a suitable insurance plan for you. That is why, it is very important to purchase Visitors to Canada insurance coverage to avoid unexpected financial expenses, if there is a need for urgent medical assistance.
Cost and Apply?
– Emergency Medical Care
– Emergency Return Home / Repatriation
– Ambulance Services
– Emergency Dental Repair
– Dental Pain Relief
– Injuries from Recreational Sports
– Prescription Medications
– Laboratory Diagnostics & X-rays
– Services of a Medical Specialists i.e. chiropractor, osteopath, etc.
– Services of a Registered Nurse
– Rental or Purchase of Medical Appliances
Side-trips outside Canada are also covered with your Visitors to Canada insurance as long as you remain in Canada for the majority of your policy period.
For a detailed coverage description please read the Policy Wording of the insurance plan you select.
If you are travelling to Canada as a tourist, work permit or IEC visa holder, landed immigrant or you are renewing your status you can protect your financial well-being against costly emergency medical care with a proper insurance policy!
As a new Immigrant to Canada and more specifically to the provinces of British Columbia, Ontario, Quebec and Yukon, you will need to wait up to 3 months before your government insurance plan is activated.
While you are waiting to receive your provincial health coverage, you can opt for a private Visitors to Canada medical emergency insurance policy to cover unforeseen sickness or injury treatment costs.
If you are a Work Permit Holder travelling to Ontario, British Columbia, Quebec or Yukon, your provincial insurance coverage will not be active at the time you land in Canada. In most cases, the waiting period is around 90 days following the date you become eligible for the government health benefits.
Considering the risks of being uninsured, it is a great idea to secure yourself with a Visitors to Canada insurance policy to avoid unnecessary expenses for possible medical emergency care!
While your government insurance coverage is inactive, you are encouraged to apply for a private emergency health insurance policy in order to take care of the costs for treating unexpected sicknesses or accidental injuries.
If you are planning to have a baby while you are in Canada or simply need an additional layer of protection in case you are already pregnant, we have some good news for you! Certain Visitors to Canada Insurance plans offer Maternity Coverage as a part of their policy.
For pregnant applicants there is an insurance policy with pregnancy complications coverage that is valid for up to the 31st week of your pregnancy period.
On the other hand, if you are only planning to have a child while in Canada, you can purchase a comprehensive policy with partial coverage for delivery, prenatal care and complications treatment.
Not sure about your insurance options? Just contact our Advisors – Chat with Us
More specifically, private Canadian insurance coverage is strongly recommended for Returning Canadians, Landed Immigrants, Work Permit Holders, tourists and other visitors to Canada.
In case of major emergency event, you medical bill could easily go up thousands of dollars for a single day of hospital confinement.
That is why, as a general rule, we recommend to consider coverage option above $50,000 especially in case you need a policy for an extended period of time.
More importantly, by buying your insurance protection before arrival you are not risking your money in case there is a medical emergency within the first few days of landing.
Please note that high-risk activities such as bungee jumping, rock climbing, etc. are not covered. For more details, please contact our insurance advisors.
In order to qualify for this benefit, you must physically be in Canada a certain amount of your coverage period per policy. Please contact our Insurance Advisors to learn more.
If you were unable to find what you were looking for, please take a look at our General FAQ for more information, or talk to our advisors and we will be happy to assist you!