Pregnancy Insurance for Visitors to Canada

A: Depending on your eligibility for a certain pregnancy health care insurance product, you may receive different benefits.

Please, use the navigational tabs on this page to learn more about available maternity insurance options.

A: According to the Policy Wordings from the Canadian insurance providers of pregnancy-related emergency coverage, it is not considered a pre-existing condition.

A: The cost for delivery or childbirth is determined by the hospital and the procedures to be done during the childbirth itself. If you have an insurance that covers delivery partially, you will only be responsible to pay that amount.

It is hard to say how much is the average childbirth cost in Canada, if you are not covered by any insurance as prices range from $3,000 to over $15,000.

A: Yes. Allianz Global Assistance: Inpatriates to Canada insurance plan offers a comprehensive Maternity Benefits package for visitors to Canada.

Allianz Global Assistance reimburses up to $10,000 for pregnancy complications, delivery and other eligible costs. It is also called “Pre Pregnancy” insurance supplement.

Yes, Allianz Global Assistance offers an affordable health insurance that covers maternity as well as provides its coverage to newborn babies, upon approval of the insurance company.

Contact our Insurance Advsiors to learn more about this benefit.

A: If you are a pregnant visitor to Canada and not eligible for the Government health insurance, you can apply for a private pregnancy complications insurance provided by Manulife.

Pregnancy complications supplement will cover the costs for related health emergencies such as bleedings, abdominal pain, premature birth, miscarriage, etc. up to the 31st week of your pregnancy period.

A: If you are travelling to Canada and you are not yet pregnant, you may apply for a Allianz Global Assistance: Inpatriates to Canada insurance plan.

Such pregnancy insurance plan has a waiting period of 2 months after the effective date of the policy commences. If you fall pregnant before that time, you will not be eligible to receive maternity insurance benefits under the mentioned policy.

A: The childbirth benefit limit depends on the individual insurance plan that covers pregnancy.

In case with Allianz Global Assistance: Inpatriates to Canada insurance, the overall maternity benefits limit will be $10,000. If you select to purchase TUgo: Platinum Plan such limit decreases to $3,000.

A: If you are already pregnant and not eligible to receive provincial health care plan, you can only apply for a travel pregnancy complications insurance provided by Manulife.

Such policy covers standard medical emergencies for Visitors to Canada as well as it provides a comprehensive pregnancy insurance Canada for complications including bleedings, premature birth, miscarriage and abdominal pain up to the 31st week of pregnancy period.

Unfortunately, pregnant visitors to Canada are not covered for delivery or prenatal care.

A: Yes, there is a single medical insurance plan for visitors to Canada that covers delivery. Allianz Global Assistance: Inpatriates to Canada offers you comprehensive health insurance for standard medical emergencies along with Maternity Care insurance benefits that cover up to 80% of the eligible costs associated with pregnancy including delivery and pre-natal care. The maximum amount of premium for pregnancy related costs is $10,000.

For more information, refer to the section called “Non-pregnant Visitors” on this webpage.

A: Yes, you do. It is recommended that you purchase ф short term health insurance for pregnancy complications in Canada that is provided by Manulife. Such insurance policy will also protect your money from other costs for medical emergencies that may happen while awaiting for your government health care plan.

For more information, please take a look at “Pregnant Visitors” section on this webpage.

A: There are several pregnancy insurance supplements available for visitors to Canada, who are either pregnant or planning to have a baby while in Canada. Depending on your current situation, you may learn more about the appropriate insurance coverage during pregnancy using the navigation tabs on this page such “Pregnant Visitors”, “Non-pregnant Visitors” and “Non-pregnant Students”.