Pregnancy Coverage
for Visitors to Canada
women or those only planning to have a baby in Canada.
Please note that in order to qualify for such coverage, an applicant must not get pregnant for at least 2 months AFTER the start date (effective date) of their insurance policy.
Allianz Global Assistance reimburses 80% of eligible maternity care costs up to $10,000 for pregnancy complications, delivery and other eligible costs. It also goes by the name of the “Pre-Pregnancy” insurance coverage.
Click to learn more – AGA Inpatriates to Canada Plan
You can select whether or not you are currently pregnant on this page to learn more about the available maternity insurance options.
However, if you have had a complication related to your pregnancy, then such complication is considered a pre-existing medical condition, to which standard stability period requirements will apply depending on the policy you select.
It is hard to say how much the average childbirth costs in Canada if you are not covered by any insurance, as prices range from $3,000 to over $15,000.
Contact our insurance advisors to learn more about this benefit.
Click to learn more – Manulife’s Insurance
The pregnancy complications coverage will take care of the costs for related health emergencies such as bleeding, abdominal pain, premature birth, miscarriage, etc. up to the 31st week of your pregnancy period.
This pregnancy insurance plan has a condition stating that your expected date of delivery must be more than 10 months after your policy is in effect. To avoid any potential risks, we strongly recommend to wait for around 2 months after the effective date of the policy commences. If you get pregnant before that time, you will not be eligible to receive maternity insurance benefits under the mentioned policy.
For example, with the Allianz Global Assistance Inpatriates to Canada insurance plan, the overall maternity benefits limit will be $10,000. If you select to purchase the TUgo Platinum Plan, the limit decreases to $3,000.
This policy covers standard medical emergencies for Visitors to Canada as well as providing comprehensive pregnancy insurance for complications including bleeding, premature birth, miscarriage and abdominal pain up to the 31st week of the pregnancy period.
Unfortunately, pregnant visitors to Canada are not covered for delivery or pre-natal care.
For more information use the following link – Allianz Inpatriates Plan.
For more information please refer to the following webpage – Pregnancy Complications Coverage.