Pregnancy Insurance
for Visitors to Canada

Helping future mothers. Learn all about insurance for pregnant
women or wanting to become pregnant in Canada.
Are You Currently Pregnant?
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Manulife Pregnancy Complications Insurance
Individual, Family & Group Travel Health Insurance Coverage
Manulife Plan A Insurance Calculator    Your personal information is safe with us.
1PERSON AGE
2 PERSON AGE
COVERAGE (CAD)
START DATE
END DATE In New Immigrants/Returning Canadians/Foreign Workers mode, the End Date is set automatically to the minimum amount of days required for the specific province you choose. If you would like to manually set your End Date, please select IEC/Tourist/Visitor/Working Holiday mode.

Your personal information is safe with us.
Attention
If you are already pregnant no plan (no option) will cover delivery or prenatal care costs. It will have to be paid out of pocket.

Please be advised that agents can't help you with coverage for delivery, prenatal care or any routine visits or exams. That coverage is only available to those not yet pregnant.
Please, note!
Manulife pregnancy complications insurance is ONLY available up to the 31st week of a pregnancy period and DOES NOT include delivery or pre-natal care coverage.
 
Manulife will cover
The costs of the following pregnancy related complications: Bleeding, Abdominal pain, Miscarriage, Premature birth, It also includes standard coverage for sicknesses and injuries.

What is Pregnancy Complications
Insurance?
Seeking to purchase maternity insurance while pregnant? If you are a tourist, IEC/Working Holiday participant or an International Student currently pregnant and thinking of delivering your child while in Canada, we have a great option for you to stay safe with Travel Insurance Coverage for pregnancy complications!

Medical private insurance for pregnancy complications is offered by one of the largest Canadian insurance providers: Manulife Financial. They have a great value of medical benefits for pregnant people awaiting their provincial insurance to kick in as well as for regular Visitors to Canada.

If the person to be insured is already pregnant, the Visitors to Canada insurance plan from Manulife will cover the costs of the following pregnancy related complications:

– Bleedings
– Abdominal pain
– Miscarriage
– Premature birth

The 9 week period of pregnancy BEFORE the due date is NOT covered under any circumstances.
 
 
 

Manulife only provides Pregnancy Complications coverage as a supplement to their Visitors to Canada medical emergency insurance package, which covers the costs of health emergency treatment.
 
Secure yourself and your future baby, apply for pregnancy coverage today and keep your peace of mind knowing that you are protected!
Frequently Asked Questions
Still not sure what to do? Here is a list of our FAQ’s; click the question to unveil the answer
What does private health insurance cover for pregnancy?
Depending on your eligibility for a certain pregnancy health care insurance product, you may receive different benefits.

You can use the navigational tabs on this page to learn more about the available maternity insurance options.

Is pregnancy a pre-existing condition for health insurance?
According to the Policy Wordings from the Canadian insurance providers of pregnancy-related emergency coverage, it is not considered a pre-existing condition.
What is the average cost of childbirth / delivery without insurance?
The cost for delivery or childbirth is determined by the hospital and the procedures needed to be done during the childbirth itself. If you have insurance that covers delivery partially, you will only be responsible to pay the remaining amount.

It is hard to say how much the average childbirth costs in Canada if you are not covered by any insurance, as prices range from $3,000 to over $15,000.

Can I get Maternity Insurance while pregnant?
If you are a pregnant visitor to Canada and not eligible for Government health insurance, you can apply for private pregnancy complications insurance which is provided by Manulife.

The pregnancy complications supplement will cover the costs of related health emergencies such as bleeding, abdominal pain, premature birth, miscarriage, etc. up to the 31st week of your pregnancy period.

Can a pregnant Visitor to Canada get a Pregnancy insurance supplement that will cover pre-natal care?
If you are already pregnant and not eligible to receive the provincial health care plan, you can only apply for the travel pregnancy complications insurance which is provided by Manulife.

This policy covers standard medical emergencies for Visitors to Canada as well as providing comprehensive pregnancy insurance for complications including bleeding, premature birth, miscarriage and abdominal pain up to the 31st week of the pregnancy period.

Unfortunately, pregnant visitors to Canada are not covered for delivery or pre-natal care.

I am a Foreign Worker / New Immigrant / Returning Canadian, who is currently pregnant, but there is a waiting period of about 90 days before my provincial health coverage kicks in, do I have any options for pregnancy coverage?
Yes, you do. It is recommended that you purchase short term health insurance for pregnancy complications in Canada which is provided by Manulife. This insurance policy will also protect your money from other costs of medical emergencies that may happen while awaiting your government health care plan.

For more information, please take a look at our “Pregnant Visitors” section on this webpage.

 

If you have any further questions
please check our General FAQ or ask one of our Insurance Advisors who are always happy to help!
General FAQ
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