Pregnancy Insurance
for Visitors to Canada

Helping future mothers. Learn all about insurance for pregnant
women or wanting to become pregnant in Canada.
Are You Currently Pregnant?
In order to see insurance availability, please choose «Yes» or «No»
Planning to Have a Baby?


Important Notice: Effective immediately, Allianz Inpatriates to Canada Insurance plan has been discontinued and is no longer available for purchase. Please contact our Insurance Advisors if you wish to know more.

Non-Pregnant Students in/out of Canada:
Studying has its perks. Not only do you become part of a worldwide recognized student community, but you are also eligible to get covered with a private Pregnancy Insurance supplement to a medical emergency insurance coverage.

You can do so if you are planning on having a child in Canada as an International Student or outside your province of residence and abroad in case you are a permanent resident of Canada.

Eligibility Requirements for Student Pregnancy Coverage Canada:
– You MUST be a full time student with proof of admission into a certified learning institution.
– Depending on the insurance plan of your selection, you must meet specific conditions outlined in the eligibility requirements.

Pregnancy Insurance: International Students in Canada

If you are an International Student in Canada, please contact our Insurance Advisors or use the button below to learn more about our offered Pregnancy Insurance Coverage.

Pregnancy Insurance: Canadian Students

In case you are a Canadian Student studying outside your home province, you can click on the button below to review the coverage information for a Student Insurance plan of your choice.

Pregnancy Insurance coverage comes as a supplement to several travel health insurance plans for Students.
Moreover, each Student health insurance plan has its own eligibility requirements as well as coverage features, especially regarding pregnancy coverage.

Frequently Asked Questions
Still not sure what to do? Here is a list of our FAQ’s; click the question to unveil the answer
Does any private insurance plan cover childbirth / delivery?
Unfortunately, no private insurance policy would cover the costs of childbirth and related medical procedures.
What does private health insurance cover for pregnancy?
Depending on your eligibility for a certain pregnancy health care insurance product, you may receive different benefits.

You can use the navigational tabs on this page to learn more about the available maternity insurance options.

What is the average cost of childbirth / delivery without insurance?
The cost for delivery or childbirth is determined by the hospital and the procedures needed to be done during the childbirth itself. If you have insurance that covers delivery partially, you will only be responsible to pay the remaining amount.

It is hard to say how much the average childbirth costs in Canada if you are not covered by any insurance, as prices range from $3,000 to over $15,000.

Is there any Maternity Insurance for newborn babies?
Eligible age for private insurance coverage starts at 15 days old.
Can a pregnant Visitor to Canada get a Pregnancy insurance supplement that will cover pre-natal care?
If you are already pregnant and not eligible to receive the provincial health care plan, you can only apply for the travel pregnancy complications insurance which is provided by Manulife.

This policy covers standard medical emergencies for Visitors to Canada as well as providing comprehensive pregnancy insurance for complications including bleeding, premature birth, miscarriage and abdominal pain up to the 31st week of the pregnancy period.

Unfortunately, pregnant visitors to Canada are not covered for delivery or pre-natal care.

I am a Foreign Worker / New Immigrant / Returning Canadian, who is currently pregnant, but there is a waiting period of about 90 days before my provincial health coverage kicks in, do I have any options for pregnancy coverage?
Yes, you do. It is recommended that you purchase short term health insurance for pregnancy complications in Canada which is provided by Manulife. This insurance policy will also protect your money from other costs of medical emergencies that may happen while awaiting your government health care plan.

For more information, please take a look at our “Pregnant Visitors” section on this webpage.


If you have any further questions
please check our General FAQ or ask one of our Insurance Advisors who are always happy to help!
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