Pregnancy Insurance for Visitors to Canada

Summary of Insured Services: Inpatriates to Canada

Coverage is NOT AVAILABLE to any individual who, as of their effective date:

a) has been diagnosed with a terminal illness; or
b) has been diagnosed with or has had an episode of congestive heart failure; or
c) has had their most recent heart surgery more than 10 years ago; or
d) has been diagnosed with Acquired Immune Deficiency Syndrome (AIDS) or Human Immunodeficiency Virus (HIV); or
e) has been diagnosed with stage 3 or 4 cancer, or cancer of the lung, liver, pancreas, or bone; or has received treatment for any cancer (other than basal or squamous cell skin cancer or breast cancer treated only with hormone therapy) in the past 3 months; or
f) has had a lung condition for which, in the last 12 months, they have been prescribed or used home oxygen; or
g) has received or is awaiting a bone marrow or major organ transplant; or
h) has been diagnosed with or received treatment for kidney disease requiring dialysis; or
i) has been diagnosed with an aneurysm that has not been repaired; or
j) requires assistance with activities of daily living.

To be eligible for coverage you must:

a) be at least 15 days old and not more than 69 years old; and
b) not be insured or eligible for benefits under a Canadian government health insurance plan; and c) be in good health at the time you purchase your policy and on the date you exit your country of origin, and know of no reason to seek medical consultation during the period of coverage; and
d) not have exceeded two years of uninterrupted coverage under an AGA insurance plan.

Start of Coverage

Coverage starts on the effective date.

Waiting Period

Coverage for losses resulting from any sickness will begin 48 hours after the effective date if you purchase your policy: a) after the expiry date of an existing AGA administered policy; or b) after you exit your country of origin. Any sickness that manifests itself during the 48-hour waiting period is not covered even if related expenses are incurred after the 48-hour waiting period.

End of Coverage

Coverage ends on the expiry date.

Non-Pregnant Students in/out of Canada:

Studying has its perks. Not only do you become part of a worldwide recognized student community, but you are also eligible to get covered with a private Pregnancy Insurance supplement to a medical emergency insurance coverage. You can do so if you are planning on having a child in Canada as an International Student or outside your province of residence and abroad in case you are a permanent resident of Canada.

Eligibility Requirements for Student Pregnancy Coverage Canada:

– You MUST be a full time student with proof of admission into a certified learning institution.
– Depending on the insurance plan of your selection, you must meet specific conditions outlined in the eligibility requirements.

Pregnancy Insurance: International Students in Canada

If you are an International Student in Canada, please contact our Insurance Advisors or use the button below to learn more about our offered Pregnancy Insurance Coverage.

Pregnancy Insurance: Canadian Students

In case you are a Canadian Student studying outside your home province, you can click on the button below to review the coverage information for a Student Insurance plan of your choice.

Important Notice: Pregnancy Insurance coverage comes as a supplement to several travel health insurance plans for Students. Moreover, each Student health insurance plan has its own eligibility requirements as well as coverage features, especially regarding pregnancy coverage.