for Visitors to Canada
women or wanting to become pregnant in Canada.
Pregnancy complications, Delivery, Pre-natal care, Nursing care, Other associated costs
– The insurance policy period has to be no less than 12 months.
– You must NOT fall pregnant for at least 2 months after the effective date on your policy commences.
Are you planning to have a baby in Canada?
If you are a tourist, temporary resident or a work permit holder and you are planning to have a baby in Canada we have wonderful news for you!
Inpatriates to Canada insurance plan from Allianz Global Assistance will cover certain medical costs associated with pregnancy to make your stay in Canada as comfortable as possible.
This insurance is designed for Visitors to Canada and temporary residents, who do not qualify for a provincial medical care plan and who are not pregnant at the moment.
Maternity Coverage: Overview
With Inpatriates to Canada plan, you are eligible for a reimbursement of up to 80% of all approved pregnancy related costs including pre-natal care, pregnancy complications treatment as well as delivery.
With Inpatriates to Canada insurance you are eligible for reimbursement of up to 80% of the cost of routine nursing care of newborn children up to 14 days after birth.
Newborns at 15 days of age can also be covered upon approval by Allianz Global Assistance.
The maximum amount for the above Maternity insurance benefit is $10,000 per policy.
– Pregnancy complications
– Pre-natal care
– Nursing care
– Other associated costs
– Your initial coverage period has to be no less than 12 months.
– The expected delivery date must be more than 10 months after the effective date. It is highly recommended that insured person NOT to fall pregnant for at least 2 months AFTER the start date of the insurance policy commences.
Allianz Global Assistance Inpatriates to Canada is insurance that offers maternity benefits as a supplemental coverage for Visitors to Canada, who are not pregnant at the effective date of the policy. Please note the eligibility requirements for pregnancy travel insurance coverage outlined in the Policy Wording.
a) has been diagnosed with a terminal illness; or
b) has been diagnosed with or has had an episode of congestive heart failure; or
c) has had their most recent heart surgery more than 10 years ago; or
d) has been diagnosed with Acquired Immune Deficiency Syndrome (AIDS) or Human Immunodeficiency Virus (HIV); or
e) has been diagnosed with stage 3 or 4 cancer, or cancer of the lung, liver, pancreas, or bone; or has received treatment for any cancer (other than basal or squamous cell skin cancer or breast cancer treated only with hormone therapy) in the past 3 months; or
f) has had a lung condition for which, in the last 12 months, they have been prescribed or used home oxygen; or
g) has received or is awaiting a bone marrow or major organ transplant; or
h) has been diagnosed with or received treatment for kidney disease requiring dialysis; or
i) has been diagnosed with an aneurysm that has not been repaired; or
j) requires assistance with activities of daily living.
b) not be insured or eligible for benefits under a Canadian government health insurance plan; and
c) be in good health at the time you purchase your policy and on the date you exit your country of origin, and know of no reason to seek medical consultation during the period of coverage; and
d) not have exceeded two years of uninterrupted coverage under an AGA insurance plan.
a) after the expiry date of an existing AGA administered policy; or
b) after you exit your country of origin. Any sickness that manifests itself during the 48-hour waiting period is not covered even if related expenses are incurred after the 48-hour waiting period.
Eligibility Requirements for Student Pregnancy Coverage Canada:
– You MUST be a full time student with proof of admission into a certified learning institution.
– Depending on the insurance plan of your selection, you must meet specific conditions outlined in the eligibility requirements.
Moreover, each Student health insurance plan has its own eligibility requirements as well as coverage features, especially regarding pregnancy coverage.
Please note that in order to qualify for such coverage, an applicant must not get pregnant for at least 2 months AFTER the start date (effective date) of their insurance policy.
Allianz Global Assistance reimburses 80% of eligible maternity care costs up to $10,000 for pregnancy complications, delivery and other eligible costs. It also goes by the name of the “Pre Pregnancy” insurance coverage.
You can use the navigational tabs on this page to learn more about the available maternity insurance options.
It is hard to say how much the average childbirth costs in Canada if you are not covered by any insurance, as prices range from $3,000 to over $15,000.
Contact our insurance advisors to learn more about this benefit.
The pregnancy complications supplement will cover the costs of related health emergencies such as bleeding, abdominal pain, premature birth, miscarriage, etc. up to the 31st week of your pregnancy period.
This pregnancy insurance plan has a waiting period of 2 months after the effective date of the policy commences. If you get pregnant before that time, you will not be eligible to receive maternity insurance benefits under the mentioned policy.
For example, with the Allianz Global Assistance Inpatriates to Canada insurance plan, the overall maternity benefits limit will be $10,000. If you select to purchase the TUgo Platinum Plan, the limit decreases to $3,000.
This policy covers standard medical emergencies for Visitors to Canada as well as providing comprehensive pregnancy insurance for complications including bleeding, premature birth, miscarriage and abdominal pain up to the 31st week of the pregnancy period.
Unfortunately, pregnant visitors to Canada are not covered for delivery or pre-natal care.
For more information, refer to the section called “Non-pregnant Visitors” on this webpage.
For more information, please take a look at our “Pregnant Visitors” section on this webpage.