Personal Health Insurance for Canadians
your Provincial medical care policy does not cover!
In order to apply your Provincial medical insurance plan must be currently active.
Such costs include dentist’s visits, prescription drugs as well as other personal health care expenses associated with a certain condition that is not covered by the province. Consequently, it may lead to a huge medical bill, which can be avoided with an extended Canadian health insurance supplement.
Canadian Insurance companies that we are working with offer a great variety of individual health insurance plans, so you can select the type of benefits and level of coverage that suit you, your family and your budget!
Understanding that different individuals have their own medical care needs, flexibility of private Canadian health insurance policies allows you to pay only for the coverage you really need.
– Supplementary Medical Coverage is tailored to your Province:
Provincial coverage plans vary across Canada. Recognizing this, insurance companies adjust the coverage from province to province so you will have the protection you need from unexpected health care expenses – no matter where you reside.
– Potential Tax Advantages for Small Business owners/Self-employed:
Are you a small business owner or self-employed? You may be able to deduct supplemental personal health insurance Canada premiums from your business income.
– Flexible Payment Options:
Most of the companies provide flexible payment options and accept different type of credit cards from banks all over the world, to make the purchase process as simple as possible.
In Arbetov Insurance, we work with the biggest Canadian health insurance companies and can offer you the coverage you need at the cost you can afford.
Supplementary health insurance will cover your medical expenses once you retire and become no longer eligible for the employee benefits plan.
– Small Business Owner:
If you are self-employed and working within a limited budget or, perhaps, do not have a group benefit insurance plan set-up, you may consider getting a personal health insurance coverage that comes as a supplement to your Provincial Medical Care policy.
– Seeking Additional Insurance Coverage:
Looking for an additional health insurance coverage for yourself or your dependents? Consider getting a supplementary healthcare policy for special needs that are not covered by your current group or work plan.
Cost and Apply?
Once the quote calculation is complete, you’ll be able to see the list of all options along with their premium.
You will be re-directed to the application form.
You will need to provide some basic personal information such as your name, date of birth, number of applicants as well as contact details details required to finalize your application.
Once the payment is processed, your Insurance Policy is sent by email within a few minutes!
– Ground / Air Ambulance
– Emergency Dental Treatment
– In-Hospital Prescription Medications
– Private Duty Nursing
– Medical Appliances i.e. Crutches & Casts
Optional Coverage Upgrades:
– Routine Dental Treatment
– Hospital Cash
– Travel Insurance
– Prescription Medications
For a detailed coverage description please read the Policy Wording for the insurance plan of your interest.
Most notably, your health coverage policy does not include things such as dental treatment, prescription medications as well as ambulance transportation and only a few exceptions apply.
That is why, Canadian insurance providers designed a plan that will take care of the costs associated with visits to a dentist, prescription drugs purchases or other medically required services should the need arise.
In order to find out exactly what are the benefits in a plan of your interest, you can always read the Policy Wording or contact our Insurance Advisors to learn more!
In most cases, additional coverage includes Prescription Drugs with various coverage levels, Dental Insurance, Travel Insurance as well as other benefits such as Hospital Cash.
If you have already purchased a plan and wish to add more coverage to it, you can do so by contacting our Insurance Advisors!
As a result, you may need to pay additional premium or receive a refund depending on the current policy regulations in your province of residence.
Waiting period could range from 3 months to 2 years depending on your insurance policy as well as the circumstances, under which you obtained it. In order to learn more details about specific waiting periods, please read the Policy Wording for the plan of your interest or contact our Insurance Advisors.