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3 Great Tips to Save on Your Super Visa Insurance Policy!
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Every year, Canadian citizens and permanent residents invite their parents and grandparents to visit Canada under the Super Visa program. This initiative allows to expedite the application process and get approved for a multiple entry visa within just a few weeks. It has never been so easy to get your parents and grandparents to come over and spend some time with the family in one of the most beautiful countries across the globe!

If you are considering to apply for a Super Visa, you may already know that one of the official requirements is a Super Visa insurance policy that must be issued by a Canadian insurance company, be valid for 1 year and cover at least $100,000.

While the expenses could be quite high, there are several ways to lower the cost of an insurance policy without putting yourself, your parents and especially grandparents at risk.

 
1) Super Visa – Monthly Payment Plan – Available since 2013, this plan proved to be extremely popular among Super Visa applicants. 21 Century’s insurance is currently the only plan that allows for monthly payments, offering $100,000 and $150,000 in total coverage topped with a great set of insurance benefits that are perfectly suited for any Super Visa holder. Instead of having to pay all at once, you can take advantage of the monthly payment flexibility and lift the financial weight off your shoulders.

Click to learn more about Super Visa Monthly Payment Plan

 
2) Add Deductible – Deductible or an excess amount is the amount of money that you agree to pay out-of-pocket in case you make a claim. Although the face-value benefit of adding a deductible to your insurance policy is controversial as you will need to pay it off if you use your insurance policy, it is certainly a way to save some money on Super Visa insurance. But be careful as we do not suggest going above $1,000 deductible. You don’t want to risk paying high deductible in case of an emergency!

To see all available deductible options, use our free online Super Visa Insurance Calculator to get a personal quote by clicking the link below.

Click to get a free quote

 
3) Pre-existing Medical Conditions Coverage – If the Super Visa applicant does not have any medical condition i.e. diabetes, high-blood pressure or any past surgeries and so on, you may not need to purchase the coverage for stable pre-existing medical conditions. Some insurance providers automatically include this sort of coverage in their standard plans. So, in order to avoid paying for what you do not need, make sure to read the detailed plan description of the insurance policy you are interested in or talk to our Insurance Advisors about it.

 
Finally, in order to make sure that you are buying what you really need, read all the fine print in the Policy Wordings and ask us your question before making a purchase! While there is a big difference in policy features and rates, do not pick a policy based on its price alone.

Also, to assist you with a smooth application process, you can watch our Video Guides for each insurance plan eligible for the Super Visa program.

Don’t wait to start saving with our 3 tips to lower the cost of buying a Super Visa insurance policy!

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