Visitors to Canada Medical Emergency Insurance is needed for New Immigrants to the provinces of British ColumbiaNew BrunswickQuebec and Ontario. Returning Canadians, Foreign Workers, Tourists and Business Visitors should also get Visitors to Canada Insurance. We offer Free Visitors to Canada Insurance Quotes to help you choose the most suitable option for you, based on your needs, using prices from all the Canadian Insurance companies.

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Visitors/ IEC/ Working Holiday MedicalInsurance


Visitors to Canada Medical Emergency Insurance is needed for New Immigrants to the provinces of British ColumbiaNew BrunswickQuebec and Ontario. Returning Canadians, Foreign Workers, IEC/ Working Holiday Visa holders , Tourists and Business Visitors should also get Visitors to Canada Insurance.

Who needs Visitors to Canada Emergency Medical Insurance

  • New immigrants
  • Foreign workers
  • IEC/Working Holiday Participants
  • Returning Canadians
  • Tourists
  • Other visitors

Emergency Travel Medical Health Insurance protects visitors to Canada from costs incurred as a result of illnesses, injuries, accidents and medical emergencies while in Canada.

Visitors to Canada Insurance Coverage Includes

  • Medical Services and Hospitalization
  • Emergency dental
  • Prescription drugs
  • Diagnostics, X-rays
  • Emergency transportation
  • Repatriation and air ambulance

Family rate will apply for three or more applicants – parents and their dependent children up to 25 years old.

If you are expecting or planning to get pregnant while in Canada, we have a few options for you!

If you are already pregnant:


If the person is already pregnant there is coverage available for pregnancy related emergencies, such as bleeding, abdominal pain, miscarriages and premature birth. The plan is offered by Manulife and is a good value for people waiting for their provincial coverage to kick in. This will protect you from pregancny complications as well as other medical emergencies- accidents and sicknesses.

Contact us for information about either plans. One of our knowledgeable agents will assist you with finding a plan that best suits your needs.

If you are planning a future pregnancy:


a) Visitors/ New Immigrants/ IEC/ Working Holiday

Coverage has to be for at least 1 year. Approximate cost= $1,100 per year.

Flexible coverage up to $150,000 including vaccinations, one routine check up, eye exam.

This plan covers up to 80% of the cost for prenatal care, delivery, and nursing care for a maximum of $10,000. Newborns at 15 days of age can also be covered upon approval.

For more information and to set up the plan please contact us using the form on our website.

b) Students

 Students can get covered for up to $1,000,000!

One of the benefits of being covered under student plan is the maternity benefits of up to $20,000.

This plan also includes one medical examination and one eye examination per year, as well as tuition reimbursement of up to $5,000.

To enroll in this plan you will need to be a full time student with a proof of admission into a recognized educational institution. You can get coverage for a spouse and/or dependents under this policy.


Applying for Visitors/ IEC coverage is easy and takes only a few minutes.

FIRST- use our Visitors insurance calculator to find quotes from all Canadian companies. You will get a list of quotes with different deductible options. Deductible/excess is the amount that you pay first before the insurance company in case of a claim. It is best to keep the deductible low, not exceeding $1000.

SECOND- choose the quote that you like from the list and and click Details Button on the right hand side. You will be redirected to the insurance company’s page on our website. There you can see all the options in terms of total coverage amounts as well as the summary of benefits below.

THIRD- click on How to Apply button to watch a video tutorial that will guide you through the application process for a particular company. Or you can click on the red Buy On-line button to start your on-line application. The application process takes about 5 minutes and only requires basic information. You will be asked to provide your name, date of birth, desired insurance start and end dates and your contact information in Canada.

FOURTH- review your application. In case you have any questions one of our agents will be able to assist you. You can get help via live chat or send us a questions using one of our contact us forms. Once you apply you will receive your insurance policy instantly in your email. You can use this email to present it to the immigration officer upon entry to Canada.

Check out our page dedicated specifically to the insurance needs of IEC/Working Holiday visa holders.

You can now get up to 2 years of comprehensive coverage from a Canadian Insurance company.








Who Needs Visitors to Canada Emergency Medical Insurance:

  • new immigrants
  • foreign workers
  • tourists
  • returning Canadians
  • other visitors
  • IEC/Working Holiday Participants

To find out more about specific Visitors to Canada Emergency Medical Insurance see the links below

All these Canadian Insurance companies are reliable and do their job properly. As a licensed Canadian insurance broker company, we take care of advising the best medical plan according to your needs. The most suitable option will be based on your age and which, if any, pre-existing conditions you have.
Each Canadian insurance provider has different policies regarding pre-existing conditions, and we aim to use our knowledge of them all to help you make the right decision.

Visitors to Canada are able to prevent potential health related losses by buying up to $300,000 CAD insurance coverage, since the Canadian health system does not cover people, who do not have or qualify for a Provincial Health Coverage. Every Canadian saves thousands of dollars being insured by the government. That is why, we are here to offer you a solution in order to avoid any unnecessary medical expenses in Canada. Unlike other insurance providers, we recommend you to evaluate the risks of not having a sufficient amount of insurance coverage, which may lead to unfortunate consequences, when it comes to paying the bills. Therefore, it is always better to have a comprehensive insurance plan rather than taking unnecessary risk of not having enough premium to cover your medical costs. Please, feel free to contact us for more information on how to choose Visitors to Canada medical insurance. We will be happy to hear from you!

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Visitors to Canada Health Coverage is on a medical emergency basis only. This includes hospital confinement for standard and semi-private rooms as well as medical services and supplies. Medical Services are defined to be the services of a legally licensed MD or surgeon, anesthetist, registered nurse lab tests, x-ray exams, or other diagnostic tests.

Other expenses covered include local air, land or sea ambulance; rental of hospital-type beds, crutches, trusses, braces, splints or other approved prosthetic appliances; emergency out-patient services; drugs or medicines while hospitalized and after hospitalization; return of the deceased body to their residence, or cost of cremation or burial at place of death; accidental dental damage from an accidental blow to the face; air flight accidents (usually stated as an option) as well as 24-hour accidental death or dismemberment (usually stated as an option).

Applicable Exclusions and Limitations:

• Ongoing treatment after emergency sickness or injury is taken care of
• Non-emergency treatment
• Travelling against doctors’ orders (including the sick person not telling his doctor he is travelling)
• Certain sports or professional sports activities
• Costs associated with pregnancy
• Pre-existing conditions (under plans that do not cover them)
• Injury or sickness resulting from illegal use of drugs or alcohol
• Criminal activity
• An act of war, terrorism or kidnapping
• Participation in the armed forces

For more Information regarding Visitors to Canada Insurance for specific countries see the list below:

1. Online insurance for visitors from China to Canada
2. Online insurance for visitors from Japan to Canada
3. Online insurance for visitors from Russia to Canada
4. Travel Insurance Terminology in Russian
5. Spanish Speakers’ Insurance for Visitors from Spain and Latin America to Canada
6. Travel Insurance Terminology in Spanish
7. Canadian Cheap Travel Insurance (outside of Canada)
8. Online Travel to Canada Insurance

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