Allianz Global Assistance:
Visitors to Canada Medical Insurance

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END DATE In New Immigrants/Returning Canadians/Foreign Workers mode, the End Date is set automatically to the minimum amount of days required for the specific province you choose. If you would like to manually set your End Date, please select IEC/Tourist/Visitor/Working Holiday mode.
Pre-existing 1 person If you have a stable existing medical condition, such as a damaged or sick organ, select Yes. If you do not have an existing medical condition, select No. Conditions that are not stable are not covered. Also, some specific conditions, such as heart disease, may not be covered. Please read this company's full coverage details to determine what pre-existing conditions are covered by this company.
Pre-existing 2 person

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In order to calculate a personal insurance quote, simply select the number of applicants, their age(s) and indicate whether or not they have any pre-existing
medical conditions. To finalize your results, click on Calculate Quote after you choose desired policy duration and a coverage limit!
Summary of Benefits
Eligibility Requirements
How to Get a Refund
How to Make a Claim

COVID-19 Notice: Please stay up to date with the latest policy changes concerning COVID-19 coverage and eligibility requirements by using the following link – COVID-19 Insurance Updates
Summary of Benefits
Coverage Limit
Eligible For
Super Visa, Visitors, New Immigrants, Foreign Workers, Returning Canadians and IEC / Working Holiday
Coverage Amounts
$10,000 / $25,000 / $100,000 / $150,000
Accidental Dental Repair
Dental Pain Relief
Up to $500
Follow Up Treatment
Prescription Medication
Up to $1,000 for 1 month supply
Transportation of Family/Friend
Up to $3,000
Up to $500
Out-of-pocket Expenses
Up to $1,500
Services of chiropractor, osteopath, etc.
$500 per category
Bedside Companion
Up to $3,000
Return of Deceased
Up to $10,000
Up to $4,000
Emergency Medical Care
Laboratory Diagnostics/X-Ray
Medical Coverage on Your Flight to Canada
Ambulance and Transportation Services
Registered Nurse Services
Up to $10,000
Accidental Death & Dismemberment
Rental of Medical Appliances
Changing the Effective Date:
In case you require a change of the Effective Date on your policy, you can contact us prior to the start date of your coverage period. Please note that date changes are done at no charge and the only condition is to inform us before your coverage commences.

Once your policy is updated, you will receive an email containing your letter of coverage document with a new Effective Date.

Trip Breaks Benefit:
Please note that with Allianz Global Assistance you do not have to cancel your medical insurance if you are going home for a little while.

Your policy will remain active and valid for further entries to Canada before it expires. However, medical costs that are incurred in your country of origin will not be covered.

Waiting Period:

No waiting period if an Allianz Global Assistance Insurance Policy is purchased prior to your departure from a country of origin or before the expiry date of an existing medical care plan with Allianz Global Assistance.

Any individual will be a subject to a 48-hour waiting period, if:
a) The policy is purchased after the expiry date of an existing Allianz Global Assistance policy.
b) The policy is purchased after you exit your country of origin.

Important Notice: Expenses related to any sickness that manifests itself during the waiting period are not covered under this insurance plan, even if the costs are incurred after the waiting period has ended.

Side-Trips Benefit:
You can be eligible for medical emergencies coverage with Allianz Global Assistance while travelling around the globe.

Under Side-Trips Benefit, the company will only cover medical expenses for emergencies that happen outside Canada or your country of origin. In order to qualify for you MUST spend more than 51% of your policy period time in Canada.

Deductible Type:
With Visitors Insurance from Allianz Global Assistance your deductible, in case you have selected to have any, will be per policy.

Per Policy deductible means that regardless of the number of claims you may have during your coverage period, you will only need pay your deductible amount in full once as opposed to Per Claim deductible with most other insurance providers.

Policy Wording:
For a comprehensive list of health benefits, eligibility requirements and coverage exclusions, please carefully read a detailed plan description – Policy Wording.
Eligibility Requirements
To be eligible for coverage, as of the Effective Date, a person must be at least 15 days old and not more than 89 years old. Additionally, all applicants must not be eligible for or insured with any provincial insurance plan in Canada as well as be in good state of health at the time of purchasing the policy and the date of departure from the country of origin / permanent residence.

Coverage is NOT AVAILABLE to any individual who, as of their effective date:
– Has been diagnosed with a terminal illness.
– Has been diagnosed with stage 3 or 4 cancer, cancer of the lung, liver, pancreas, or bone; or has received treatment for any cancer (other than basal or squamous cell skin cancer or breast cancer treated only with hormone therapy) in the past 3 months.
– Requires assistance with daily living activities.

Pre-Existing Medical Conditions Coverage:

Visitors to Canada insurance from Allianz Global Assistance covers stable pre-existing medical conditions that are stable for a certain period of time immediately before the start date of your policy.

Applicants 59 y.o. and under: Coverage is automatically included for pre-existing medical conditions that are stable for at least 90 days immediately prior to the Effective Date.

Applicants 60 y.o. to 79 y.o.: Coverage is automatically included for pre-existing medical conditions that are stable for at least 180 days immediately prior to the Effective Date excluding any heart condition, stroke or mini-stroke ( TIA- transient ischemic attack), unless a Medical Questionnaire is completed and approved by Allianz Global Assistance.

Applicants 80 y.o. to 89 y.o.: In order to include the coverage for any pre-existing medical conditions you must complete a Medical Questionnaire that has to be approved by Allianz Global Assistance.

In order to request a copy of the Medical Questionnaire, please contact our Insurance Advisors.