Allianz Global Assistance:
Visitors to Canada Medical Insurance

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SELECT VISA TYPE
1PERSON AGE
2 PERSON AGE
COVERAGE (CAD)
START DATE
END DATE In New Immigrants/Returning Canadians/Foreign Workers mode, the End Date is set automatically to the minimum amount of days required for the specific province you choose. If you would like to manually set your End Date, please select IEC/Tourist/Visitor/Working Holiday mode.
Pre-existing 1 person If you have a stable existing medical condition, such as a damaged or sick organ, select Yes. If you do not have an existing medical condition, select No. Conditions that are not stable are not covered. Also, some specific conditions, such as heart disease, may not be covered. Please read this company's full coverage details to determine what pre-existing conditions are covered by this company.
Pre-existing 2 person

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In order to calculate a personal insurance quote, simply select the number of applicants, their age(s) and indicate whether or not they have any pre-existing
medical conditions. To finalize your results, click on Calculate Quote after you choose desired policy duration and a coverage limit!

Summary of Benefits
Eligibility Requirements
How to Get a Refund
How to Make a Claim

COVID-19 Notice: Please stay up to date with the latest policy changes concerning COVID-19 coverage and eligibility requirements by using the following link – COVID-19 Insurance Updates
Summary of Benefits
Benefit
Coverage Limit
Eligible For
Super Visa, Visitors, New Immigrants, Foreign Workers, Returning Canadians and IEC / Working Holiday
Coverage Amounts
$10,000 / $25,000 / $100,000 / $150,000
Accidental Dental Repair
$4,000
Dental Pain Relief
Up to $500
Follow Up Treatment
Physiotherapist
$500
Prescription Medication
Up to $1,000 for 1 month supply
Transportation of Family/Friend
Up to $3,000
Attendant
Up to $500
Out-of-pocket Expenses
Up to $1,500
Services of chiropractor, osteopath, etc.
$500 per category
Bedside Companion
Up to $3,000
Return of Deceased
Up to $10,000
Cremation/Funeral
Up to $4,000
Hospitalization
Emergency Medical Care
Laboratory Diagnostics/X-Ray
Medical Coverage on Your Flight to Canada
Ambulance and Transportation Services
Registered Nurse Services
Up to $10,000
Accidental Death & Dismemberment
Rental of Medical Appliances
Covered
Changing the Effective Date:
In case you require a change of the Effective Date on your policy, you can contact us prior to the start date of your coverage period. Please note that date changes are done at no charge and the only condition is to inform us before your coverage commences.

Once your policy is updated, you will receive an email containing your letter of coverage document with a new Effective Date.

Trip Breaks Benefit:
Please note that with Allianz Global Assistance you do not have to cancel your medical insurance if you are going home for a little while.

Your policy will remain active and valid for further entries to Canada before it expires. However, medical costs that are incurred in your country of origin will not be covered.

Waiting Period:

No waiting period if an Allianz Global Assistance Insurance Policy is purchased prior to your departure from a country of origin or before the expiry date of an existing medical care plan with Allianz Global Assistance.

Any individual will be a subject to a 48-hour waiting period, if:
a) The policy is purchased after the expiry date of an existing Allianz Global Assistance policy.
b) The policy is purchased after you exit your country of origin.

Important Notice: Expenses related to any sickness that manifests itself during the waiting period are not covered under this insurance plan, even if the costs are incurred after the waiting period has ended.

Side-Trips Benefit:
You can be eligible for medical emergencies coverage with Allianz Global Assistance while travelling around the globe.

Under Side-Trips Benefit, the company will only cover medical expenses for emergencies that happen outside Canada or your country of origin. In order to qualify for you MUST spend more than 51% of your policy period time in Canada.

Deductible Type:
With Visitors Insurance from Allianz Global Assistance your deductible, in case you have selected to have any, will be per policy.

Per Policy deductible means that regardless of the number of claims you may have during your coverage period, you will only need pay your deductible amount in full once as opposed to Per Claim deductible with most other insurance providers.

Policy Wording:
For a comprehensive list of health benefits, eligibility requirements and coverage exclusions, please carefully read a detailed plan description – Policy Wording.
Eligibility Requirements
To be eligible for coverage, as of the Effective Date, a person must be at least 15 days old and not more than 89 years old. Additionally, all applicants must not be eligible for or insured with any provincial insurance plan in Canada as well as be in good state of health at the time of purchasing the policy and the date of departure from the country of origin / permanent residence.

Coverage is NOT AVAILABLE to any individual who, as of their effective date:
– Has been diagnosed with a terminal illness.
– Has been diagnosed with stage 3 or 4 cancer, cancer of the lung, liver, pancreas, or bone; or has received treatment for any cancer (other than basal or squamous cell skin cancer or breast cancer treated only with hormone therapy) in the past 3 months.
– Requires assistance with daily living activities.

Pre-Existing Medical Conditions Coverage:

Visitors to Canada insurance from Allianz Global Assistance covers stable pre-existing medical conditions that are stable for a certain period of time immediately before the start date of your policy.

Applicants 59 y.o. and under: Coverage is automatically included for pre-existing medical conditions that are stable for at least 90 days immediately prior to the Effective Date.

Applicants 60 y.o. to 79 y.o.: Coverage is automatically included for pre-existing medical conditions that are stable for at least 180 days immediately prior to the Effective Date excluding any heart condition, stroke or mini-stroke ( TIA- transient ischemic attack), unless a Medical Questionnaire is completed and approved by Allianz Global Assistance.

Applicants 80 y.o. to 89 y.o.: In order to include the coverage for any pre-existing medical conditions you must complete a Medical Questionnaire that has to be approved by Allianz Global Assistance.

In order to request a copy of the Medical Questionnaire, please contact our Insurance Advisors.

How to Get a Refund
Please note that refund are not avaialble, if a claim has been initiated, is pending or is paid for.

Full Premium Refunds:
Full Refunds will be available for individuals, who:

– Cancel their Allianz Global Assistance insurance policies within the first 10 days of purchase before the effective date.
– Cancel their entire trip to Canada before the effective date. However, Cancellation fee may apply.
– Have received a refusal for the Super Visa.

Partial Premium Refunds:
Partial Refunds are issued to individuals, who:

– Cancel their insurance policy due to early departure to country of their origin without any intention of coming back to Canada.
– Become eligible for and covered by any Provincial Health Insurance Plan in Canada.

Partial refunds are based on daily insurance premiums and a number of days left on the policy before the expiration date. Cancellation fee may apply.

Refund amounts less than the minimum premium ($20) will not be issued.

 
In order to request a refund, please contact one of our Insurance Advisors.

How to make a Claim
If there is a medical emergency, you or someone on your behalf has to notify Allianz Global Assistance Emergency Assistance Center immediately, if it is possible, or within the first 24 hours of hospital admission. Failure to contact Allianz Global Assistance, with no solid reason, will reduce the payable insurance benefits by 20%.

Allianz Global Assistance Emergency Assistance Center is available 24-hours a day, 7 days a week.

– Toll-Free – 1-800-995-1662 (Canada & USA)
– Toll-Free – 00-800-842-08420 / + 800-842-08420 (Worldwide)
– Collect – 416-340-0049 (Worldwide)

In order to file a claim you will need to:

In order to proceed with a claim, after you have notified GMS of a medical emergency, you need to do the following:

– Fill out a Claim Form and attach all original medical receipts for treatment and prescription medication.
– Send the form with your receipts to 2100-250 Yonge Street, Toronto ON, Canada M5B 2L7

Note that claim must be reported within the first 30 days and it must be filed within 90 days of occurrence. Please read the Policy Wording in order to find out more about claim process.

Click to View – Allianz Global Assistance | Policy Wording

Inpatriates to Canada Plan: Maternity Coverage
If you are travelling to Canada as a temporary resident and planning to have a baby, Allianz Global Assistance has you covered with their Inpatriates
to Canada plan! Such insurance is specifically designed for visitors, work visa holders as well as other people without provincial insurance coverage, who wish to get medical emergency insurance protection along with pregnancy insurance.
For Visitors to Canada 69 years old and younger, Allianz Global Assistance offers “Inpatriates to Canada” plan that covers one regular physical and vision examination per year as well as some vaccinations.

More importantly, Inpatriates to Canada health care policy provides Maternity Benefits covering up to 80% of all eligible expenses that are related to pregnancy including delivery and pre-natal care for a maximum of $10,000.

Highlights
You are eligible for a reimbursement of up to 80% for all approved pregnancy related costs including pre-natal and nursing care as well as delivery for a total of $10,000.

In addition, you are also eligible for reimbursement of up to 80% of the costs for routine nursing care of newborn children up to 14 days after birth that is included in the $10,000 limit.

Eligibility Requirements
– Expected delivery date must be more than 10 months after the effective date.
– Coverage duration of the initial policy has to be 12 months.

It is highly recommended that insured person NOT to fall pregnant for at least 2 months AFTER the start date of the insurance policy commences.

Coverage Details
In addition to non-pregnancy coverage for medical emergency treatment, Inpatriates to Canada covers maternity-care expenses below:
– Pregnancy complications
– Delivery
– Pre-natal care
– Nursing care
– Other associated costs
Application Process
In order to apply for Allian’z Inpatriates to Canada insurance, you can complete the application form provided by our Insurance Advisors when you request it.

Once our Insurance Advisors receive and review your application, we will contact you to go over plan details and set up your policy at any time convenient for you!

Need help deciding?
Select the best way to get in touch with our Insurance Advisors and let’s discuss your insurance options today!
Available Weekdays | 10am-11pm EST, Weekends | 12pm-8pm EST
Testimonials
The best service, Good rates too. plus the only Insurance company who have a monthly payment for Insurance coverage for my parents that Im applying for Super Visa to come and visit us here again. thanks to Lea who is so quick to help me. God Bless!
Mercy V.‎
VERIFIED CLIENT
Please note that the above information is only a summarized version of the insurance benefits and conditions detailed in the official Policy Wording issued by the Allianz Global Assistance.
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