The Destination Travel Group:
Visitors to Canada Medical Insurance

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END DATE In New Immigrants/Returning Canadians/Foreign Workers mode, the End Date is set automatically to the minimum amount of days required for the specific province you choose. If you would like to manually set your End Date, please select IEC/Tourist/Visitor/Working Holiday mode.
Pre-existing 1 person If you have a stable existing medical condition, such as a damaged or sick organ, select Yes. If you do not have an existing medical condition, select No. Conditions that are not stable are not covered. Also, some specific conditions, such as heart disease, may not be covered. Please read this company's full coverage details to determine what pre-existing conditions are covered by this company.
Pre-existing 2 person

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In order to calculate a personal insurance quote, simply select the number of applicants, their age(s) and indicate whether or not they have any pre-existing
medical conditions. To finalize your results, click on Calculate Quote after you choose desired policy duration and a coverage limit!
Summary of Benefits
Eligibility Requirements
How to Get a Refund
How to Make a Claim

COVID-19 Notice: Please stay up to date with the latest policy changes concerning COVID-19 coverage and eligibility requirements by using the following link – COVID-19 Insurance Updates
Summary of Benefits
Coverage Limit
Eligible For
Super Visa, Visitors, New Immigrants, Foreign Workers, Returning Canadians and IEC
Coverage Amounts
$10,000 / $25,000 / $50,000 / $100,000 / $150,000 / $300,000
Physician’s Services
Rental of Medical Appliances
Medical Emergency Care
Laboratory Diagnostics / X-Ray
Ambulance Services
Registered Nurse Services
Up to $10,000
Prescription Medication
Up to $1,000 for 1 month supply
Paramedical Specialists Services
Up to $500 for outpatient treatment
Family/Friend Transportation
Up to $3,000 / $1,000 meals an accommodation
Follow Up Treatment
Up to $3,000
Accidental Dental Repair
Up to $3,000
Dental Pain Relief
Up to $500
Meals and Accommodation
Up to $1,500 for 10 days while hospitalized
Repatriation / Emergency Return Home
Up to $3,000
Return of Deceased
Up to $10,000
Up to $4,000
Accidental Death & Double Dismemberment
Up to sum insured not exceeding $150,000
Single Dismemberment
Up to 50% of sum insured
Flight Accident
Up to sum insured not exceeding $50,000
Changing the Effective Date:
You can request us to change the Effective Date, which is the start date of your insurance coverage, by contacting our Insurance Advisors. Please note that date changes can only be made before your coverage begins.
Side-Trips Benefit:
Your Visitors to Canada insurance coverage is active, while you are travelling outside Canada, except for your country of origin/citizenship or any other country, where you are eligible for a government healthcare. You must spend the majority of policy period time in Canada (at least 51%) in order to be eligible for the benefit.

Trip-break Exclusion: You are allowed to visit your home country with an intention to return to Canada during the period of insurance coverage without having to cancel your policy. However, the costs incurred for any medical services in your country of origin are not covered by the Destination Canada.

Flight Accident Coverage:
With the Destination Canada’s insurance for Visitors to Canada and Super Visa, your insurance coverage begins when you get on board of your flight to Canada. Please note that the Effective Date you select for your policy should be the date of departure from home country in Pacific Standard Time PST.
Waiting Period:
There will be NO waiting period, if an Insurance Policy is purchased prior to your arrival in Canada. Or before the expiry date of an existing emergency healthcare plan with The Destination: Travel Group Inc.

Any individual, who is 85 years old and younger is a subject to a 48-hour waiting period, if:

a) The policy is purchased after the expiry date of an existing DTGI policy.
b) The policy is purchased after the arrival in Canada.

People over 86 years old are subjected to a 15-day waiting period for the above conditions.

Important Notice: Expenses related to any sickness that manifests itself during the waiting period are not covered under this insurance plan, even if the costs are incurred after the waiting period has ended.

Policy Wording:
Policy Wording is the official document that outlines and explains the benefits payable, eligibility requirements, exclusions and limitations as well as claims and refund procedures.

Click to view – Destination Canada | Policy Wording

Eligibility Requirements
As of the effective date, in order to be eligible for Visitors to Canada with The Destination: Travel Group Inc. coverage, a person to be insured MUST:

– Be at least 15 days old.
– Be in good health with NO reason to seek medical attention.
– Not be eligible and covered under any provincial health insurance plan in Canada.

Please note that you will need to meet other eligibility requirements outlined below.

Eligibility Requirements:

Coverage is NOT AVAILABLE to any person who:

– Has been diagnosed with a terminal sickness.
– AIDS/HIV positive.
– Has been prescribed or used home oxygen during the last 12 months.
– Has been diagnosed with or received treatment for a congestive heart failure.
– Has had a major organ transplantation.
– Has been treated with kidney dialysis within the last 12 months.

Pre-Existing Medical Conditions Coverage:
Please note that you will need to select appropriate policy option in order to include the coverage for stable pre-existing medical conditions.

– Applicants age 79 and under: You can choose to include the coverage for pre-existing medical conditions, provided that they have been stable for at least 120 days prior to the effective date.

– Applicants age 80 and over: Pre-existing medical conditions are not covered.

Important Notice: There are other Exclusions and Limitations applicable. In order to go over it, please refer to the Policy Wording.

Click to view – Destination Canada | Policy Wording