If you’re coming to Canada on an International Experience Canada (IEC) visa, having the right health insurance is not optional — it’s a strict requirement.
Whether you’re arriving on a Working Holiday, Young Professionals, or International Co-op permit, proper insurance coverage is essential to protect you financially and ensure your stay in Canada goes smoothly.
IEC Insurance Requirements
To be approved for an IEC visa, participants must have IEC health insurance that covers the entire duration of their stay in Canada.
This means if your work permit is valid for 2 (two) years, your insurance must also be valid for two years. Immigration officers may ask to see proof of insurance when you enter Canada, and if your policy does not meet the requirements, your permit may be shortened to match the length of your coverage.
Your insurance must include:
- Medical care and hospitalization
- Repatriation, meaning transportation back to your home country in case of serious illness or injury or death.
- Coverage should be valid for the full length of your IEC work permit
Government health plans in Canada (such as MSP or OHIP) usually do not qualify as acceptable IEC insurance, especially for new arrivals or temporary residents.
What IEC Insurance Plans Usually Cover
Most IEC insurance plans are designed specifically for visitors, workers, and newcomers to Canada. Coverage typically includes:
- Emergency medical treatment
- Hospital stays
- Doctor visits for urgent visits and diagnostic tests
- Prescription medication related to emergencies
- Emergency dental treatment
- Ambulance services
- Accidental injury coverage
Most plans also offer additional benefits such as coverage for sports activities but it is important to carefully review exclusions, deductibles, and coverage limits so you understand what is and is not included before you travel.
Flexible Options with Arbetov Insurance
Choosing the right plan can feel overwhelming — especially when visa rules are strict and timelines matter. Arbetov Insurance specializes in insurance solutions for IEC participants and understands the specific requirements set by Immigration, Refugees and Citizenship Canada (IRCC).
One of the biggest advantages of working with Arbetov Insurance is the wide range of plan options available, including policies that meet one-year or full two-year IEC requirements. This ensures you won’t risk having your work permit shortened at the border.
Arbetov Insurance works with reputable Canadian insurers to offer:
– IEC-compliant medical and repatriation coverage
– Flexible policy lengths, including two-year plans
– Competitive pricing
– Clear explanations and personalized guidance
Whether you’re just arriving in Canada or planning to extend your stay, having the right insurance gives you peace of mind and allows you to focus on work, travel, and enjoying your Canadian experience.
IEC insurance isn’t just a visa requirement — it’s an important safety net while living abroad. Choosing a plan that meets immigration rules and fits your lifestyle can make all the difference.
With flexible options and expert support, Arbetov Insurance helps IEC participants stay protected for the full length of their adventure in Canada.
Chat with us online or send us an email to discover more!
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