Travcare: Super Visa & Visitors to Canada Health Insurance
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TravCare Insurance - Quotes Calculator
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a) Side-trip does not exceed 49% of policy’s duration; AND
b) Your side-trip begins AND ends in Canada – 30 day coverage; OR
c) Your side-trip begins OR ends in Canada – 7 day coverage.
Please note that the premium for the number of days spent in your home country (during your coverage period) will not be refunded / reissued.
Click to view – Travcare Essential Plan | Policy Wording
Click to view – Travcare Extended Plan | Policy Wording
Click to view – Travcare Comprehensive Plan | Policy Wording
You must meet the following eligibility requirements for Travcare’s insurance policies.
– Be at least 15 days of age and under 90 years old (under 70 years old for Comprehensive Plan).
– Be legally allowed to enter and stay in Canada as a resident or under a valid visa including Temporary Resident Visa (Visitor Visa), Super Visa, Work Permit or a Student Visa.
– Not be travelling against medical advise of a physician and/or not have been diagnosed with a terminal illness; and
– Not have any reason to seek medical attention and/or not be experiencing new or undiagnosed signs or symptoms.
– Not require any assistance with daily living activities (i.e. bathing, dressing, eating, etc.).
1) For ages up to 74 y.o.: Pre-existing medical conditions are covered, provided they have been stable in the last 90 days prior to the effective date.
2) For ages 75 – 84 y.o.: Pre-existing medical conditions are covered, provided they have been stable in the last 180 days prior to the effective date. Medical declaration (at the moment of purchase) is required.
Unlike many other insurance providers, Travcare issues refunds of paid premium even if a claim has been made.
– You request a full refund prior to the effective date of your policy.
– You request a full refund prior to the effective date of your policy because your Visa (including TRV and Super Visa) application was not approved. A satisfactory proof of visa denial from IRCC is required.
– You cancel your coverage before the expiry date due to Early Departure to your home country (subject to an administration fee).
– You become eligible and/or covered by any Provincial Insurance Plan in Canada (subject to an administration fee).
In order to request a refund, please contact one of our Insurance Advisors.
Failure to contact the Assistance Company before receiving treatment, unless under extreme circumstances, may result in a covered benefit limitation to 80% of otherwise payable expenses to the maximum of $25,000.
Assistance Company is available 24-hours a day, 7 days a week.
– Toll-Free – 1-844-879-8379 (Canada & USA)
– Collect – +1-416-285-1722 (collect for all other locations)
Insured person is responsible for providing all documents outlined below. In order to proceed with a claim you need to do the following:
– Fully complete a Claim Form (provided by the Assistance Company).
– Attach all original medical receipts that include claimant’s name, complete medical diagnosis, dates and types of administered treatment.
– Include all original itemized bills from services provider(s); original prescription medication receipts (not cash receipts);
– Include a copy of your passport as proof of arrival and/or departure date to/from Canada.
– If a claim happens during a Side-Trip outside of Canada – provide proof of travel i.e. boarding pass, airplane or train tickets, gas receipts, toll receipts depending on the method of travel.
– Submit additional information if requested by the Assistance Company related to the claim in question.
– Send the above documents to the address provided below.
Epic Health Solutions
2nd Floor, 25 Millard Ave West
Newmarket, Ontario L3Y 7R6
Detailed instructions on how to make a claim are outlined in the corresponding Policy Wording.
Click to view – Travcare | Policy Wording
