Have you recently or will you soon:
Immigrate to Canada?
Buy a home?
Take on a business loan?
Got Married?
Taken out or renewed a mortgage?
Purchased or started a business?
Retired?
Had a baby?
Quit smoking?
Make any other major changes in your life?
If your answer is "Yes" on any of these questions, please email: michael@arbetov.com
Insurance Web Portal
Saves you time and money to easy buy insurance online, understand the value of health insurance, find out what is the best insurance coverage to buy. To travel to Canada or from Canada please choose proper web insurance plan for Emergency Medical Insurance
and other insurance products for Canadian residents.
Service AreaWe are licensed in provinces: Alberta, British Columbia, and Ontario. To buy visitors to Canada emergency medical insurance or Health and Dental plans you may reside in any Canadian provice such as Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland, Nova Scotia, Northwest Territory, Nunavut, Ontario, Prince Edward Island, Quebec, Saskatchewan, or Yukon Territory and buy coverages online.
We have clients in Abbotsford, Aldergrove, BC Northern, Beaumont, Bowser, Burnaby, Calgary, Chilliwack, Cloverdale, Coquitlam, Delta, Deep Cove, Edmonton, Etobicoke, Fleetwood, Fraser Valley, Greater Vancouver, Kelowna, Ladner, Langley, Maple Ridge, Mission, Nanaimo, New Westminster, North Vancouver, North Bay, North York, Ottawa, Pemberton, Pitt Meadows, Port Coquitlam, Port Moody, Richmond, Sarnia, Squamish, Sunshine Coast, Surrey, Thornhill, Toronto, Vancouver, Vancouver Island, Victoria, White Rock, West Vancouver, Wistler
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Buy Canadian Term Life Insurance Online
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The Different Life Insurance Policies
There are two basic types of life insurance policies. They are permanent (whole life and universal life) and temperary (term life). Term insurance is the least expensive form of life insurance. Term insurance provides protection during 5, 10, or 20 years or to age 65 or 75. In addition, this coverage may be renewed for further terms and most allow you to convert to a permanent life insurance plan. Life Insurance Companies offer benefits of up to $5,000,000, or up to $250,000 for plans that do not require medical exams.
Permanent insurance covers insured persons for their lifetimes. The premiums can be paid for 20 years, to age 65, or for life. Insurance companies offer benefits of up to $5,000,000, or up to $250,000 for plans that do not require medical exams. The permanent insurance is the best solution to transver wealth between generations. People have to buy this kind of life insurance for the estate planning reasons and the wealth protection.
We can describe the life insurance like one of the most profitable investments (just an insured person won't be able to use the profit).
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How To Choose Right Life Insurance Policy
The first step when you choose an appropriate life insurance policy is to find out what coverage you need. The calculations are very complicated, so you have to use financial planning strategies. There are two different approaches to get the necessary coverage amount
- using monthly expenses,
- using lump sum ammounts (mortgages, loans, children's education, pension fund, etc).
To simplify the calculations you may use just few numbers: Income to be Replaced, Percent of Income Needed, Interest Rate, Inflation Rate, Number of Years to Replace. To find out insurance amount you have to click on Life Insurance Amount Calculator
While choosing life coverege amount by youself or with your insurance advisor, you can decide what insurance company fits you here Term Canadian Life Insurance Quotes American Life Insurance Quotes
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How To Apply For Life Insurance Policy
Please read our recommendations How to save money when buying life insurance before filling an application.
Canadian life insurance taxations before filling an application.
Canadian Mortgage Amortization Schedule before filling an application.
Financial Needs Analysis in Case of Emergency before filling an application.
How To Apply For Life Insurance Policy
You should fill one of application forms below. Please push the button SEND when you complite the form.
Equitable Life Single Life Application - For amounts of coverage $500,000 and below for term insurance T10, T20 or T100 only.
Buy Health Medical and(or) Dental Plan On-Line For Individuals and Families |
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Insurance Providers
We can offer the service from the majority of Canadian life insurance companies. Among them are top-rated companies:
TIC - Travel Insurance CoordinatorsPacific Blue Cross Canada
Travel Underwriters
AIG Life Canada
Blue Cross Canada Insurance
Canada Life
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the oldest Canadian insurance company, Great West Life Canada
Empire Financial Canada
Equitable Life - one of the biggest Canadian mutual insurance companies
Federated Insurance
Green Shield Canada
IAP - Industrial Alliance Pacific of Canada
Manulife Canada - Manufacture Life, one of the biggest in Canada insurance company, is a leading provider of life, health, disability and travel insurance.
RBC Insurance
Standard Life Canada
Transamerica Life
We are also able to submit a contract with almost any of other life insurance, critical illness insurance, disability insurance, travel insurance, visitor insurance, dental and medical insurance, long term care insurance companies if they would service the financial needs of existing and prospective clients better then current ones.
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